Are you looking for a credit card that offers exclusive benefits and rewards? Look no further than the Standard Chartered Visa Infinite Credit Card. This premium card is designed for affluent business travellers who want to maximise their rewards and enjoy easy convenience.
With this card, you can earn reward points on your everyday spending, which can be redeemed for travel, dining, and shopping privileges. You’ll also enjoy access to exclusive airport lounges, travel insurance coverage, and other perks. Plus, the card comes with a range of security features to protect your account and give you peace of mind.
In this quick review, we’ll take a closer look at the Standard Chartered Visa Infinite Credit Card and what it has to offer. We’ll cover everything from eligibility requirements and fees to rewards and benefits. So, if you’re considering this card, keep reading to find out if it’s the right fit for you.
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Looking for a premium credit card with exclusive rewards and travel perks? The Standard Chartered Visa Infinite Credit Card might be the perfect fit for you. This card caters to affluent business travellers who want to maximize their rewards and enjoy added convenience.
Here’s a quick rundown of what the card offers:
- High rewards: Earn up to 3 miles per S$1 spent overseas, and redeem them for flights, hotels, and more.
- Travel benefits: Enjoy complimentary airport lounge access, travel insurance, and priority pass privileges.
- Exclusive perks: Get access to private banking services, special discounts, and welcome gifts.
However, it’s important to consider the downsides:
- Annual fee: The card has a fee, which might not be ideal for everyone.
- Limited suitability: It might not be the best choice for those who don’t travel frequently or spend mostly locally.
Overall, the Standard Chartered Visa Infinite Credit Card is a good option for frequent travellers who value exclusive benefits and high rewards. But, weigh the pros and cons against your spending habits and needs before applying.
Key Features and Benefits
If you are looking for a credit card that offers exclusive rewards, high miles earning rate, and complimentary travel perks, then the Standard Chartered Visa Infinite Credit Card is the perfect choice for you. Here are some of the key features and benefits you can enjoy:
Exclusive Rewards Programme
With the Standard Chartered Visa Infinite Credit Card, you can earn rewards points for every dollar you spend. These points can be redeemed for a variety of rewards, including air miles, cashback, and more. What’s more, you can earn up to 3 miles for every S$1 spent overseas, making it easier for you to jet off to your next destination faster than ever before.
High Miles Earning Rate
If you’re a frequent traveller, then you’ll love the high miles earning rate offered by the Standard Chartered Visa Infinite Credit Card. You can earn 1 mile for every S$1 spent locally and overseas, and an additional 0.4 miles for every S$1 spent locally when you make a minimum eligible spend of S$2,000. This means you can accumulate miles faster and redeem them for free flights, hotel stays, and more.
Complimentary Travel Perks
The Standard Chartered Visa Infinite Credit Card also comes with a range of complimentary travel perks, including travel insurance, priority pass, and airport lounge access. You can enjoy up to 6 complimentary visits to airport lounges every year, and renew your miles every year simply by spending on your card. What’s more, you’ll also receive 35,000 welcome miles when you sign up for the card, and access to the Visa Luxury Hotel Collection.
Eligibility and Income Requirements
If you are interested in applying for the Standard Chartered Visa Infinite Credit Card, it is important to know the eligibility requirements before submitting your application.
Minimum Income for Application
To apply for the Standard Chartered Visa Infinite Credit Card, you must have a minimum annual income of £100,000. This income requirement is quite high, but it is designed to ensure that only those who are able to manage the high credit limit of this card are able to apply.
Criteria for Foreigners and Permanent Residents
Foreigners and Permanent Residents are eligible to apply for the Standard Chartered Visa Infinite Credit Card. However, they must meet the same income requirements as Singaporean citizens. Additionally, foreigners must provide a copy of their passport and work permit, while Permanent Residents must provide a copy of their NRIC (National Registration Identity Card).
Priority/Private Banking Customers
If you are a Priority/Private Banking customer with Standard Chartered Bank, you may be eligible for the Standard Chartered Visa Infinite Credit Card with a lower income requirement. Please contact your Relationship Manager for more information.
Fees and Charges
If you’re considering the Standard Chartered Visa Infinite Credit Card, it’s important to understand the fees and charges associated with it. Here’s a quick overview of what you can expect:
Annual Fee and Waivers
The Standard Chartered Visa Infinite Credit Card has an annual fee of £450. However, the good news is that you can get a waiver on this fee if you meet certain spending requirements. For example, if you spend £50,000 or more in a year, the annual fee will be waived for the following year. Additionally, you can get up to five supplementary cards for free, making it a great option for families and couples who want to share the benefits.
Additional Costs to Consider
In addition to the annual fee, there are a few other costs to consider when using the Standard Chartered Visa Infinite Credit Card. For example, there is a foreign currency transaction fee of 2.99%, which means you’ll pay an extra fee when using your card to make purchases in a foreign currency. There is also a cash advance fee of 3% (min £3), which applies when you withdraw cash using your credit card.
Late payment charges and overlimit fees may also apply if you don’t make your payments on time or exceed your credit limit. It’s important to note that these fees can add up quickly, so it’s a good idea to make sure you’re aware of them and do your best to avoid them. Additionally, the interest rate on the Standard Chartered Visa Infinite Credit Card is 19.9% APR variable, which means you’ll pay interest on any outstanding balances.
Spending and Rewards
If you’re considering the Standard Chartered Visa Infinite Credit Card, you’re probably interested in the rewards you can earn. Here’s what you need to know about spending and rewards:
Local and Overseas Spending
The Standard Chartered Visa Infinite Credit Card offers great rewards for both local and overseas spending. You can earn 1.4 miles per S$1 spent on local spend and 3 miles per S$1 spent on foreign currency. This makes it an excellent choice for those who frequently travel abroad or shop online from foreign merchants.
Reward Points Accumulation and Redemption
When it comes to accumulating reward points, the Standard Chartered Visa Infinite Credit Card is hard to beat. You can earn reward points on all your spending, and the points never expire. You can redeem your points for a variety of rewards, including cashback, KrisFlyer miles, and more.
To earn reward points, you need to meet the minimum spend requirement of S$2,000 per month. Once you’ve met this requirement, you’ll earn reward points on all your spending, no matter where you use your card.
When it comes to redemption, you have a lot of options. You can redeem your points for cashback, KrisFlyer miles, or even luxury items like designer handbags and watches. The redemption process is easy and straightforward, so you can quickly get the rewards you want.
Travel Benefits
If you’re a frequent traveller, then the Standard Chartered Visa Infinite Credit Card is a great option for you. It offers a range of travel benefits that make your journey more comfortable and convenient.
Comprehensive Travel Insurance
One of the most exciting benefits of the Standard Chartered Visa Infinite Credit Card is the comprehensive travel insurance that comes with it. You’ll get coverage for a range of travel-related incidents, such as flight delays, lost baggage, and medical emergencies. The insurance is valid for both domestic and international travel, so you can travel with peace of mind.
Airport Lounge Access Worldwide
With the Standard Chartered Visa Infinite Credit Card, you’ll get access to over 1,000 airport lounges worldwide through Priority Pass. This means you can relax in comfort before your flight, no matter where you are in the world. The card also offers access to select Plaza Premium lounges in Asia, so you can enjoy complimentary refreshments and Wi-Fi before your flight.
Tip
Ready to make the most out of your Standard Chartered Visa Infinite Credit Card? Keep track of your spending using the card’s online banking portal or mobile app. This allows you to stay within your budget and maximize your benefits without overspending.
Additionally, be sure to check for any exclusive promotions or offers available to cardholders, such as discounted hotel stays or bonus reward points for specific purchases
Additional Perks
As a Standard Chartered Visa Infinite Credit Cardholder, you get to enjoy exclusive perks that are designed to elevate your lifestyle. Here are some of the additional perks that you can benefit from:
Exclusive Private Banking Services
If you’re looking for personalised private banking services, you’re in luck. As a Standard Chartered Visa Infinite Credit Cardholder, you get access to exclusive private banking services. You’ll have a dedicated Relationship Manager who will assist you with your banking needs.
Special Discounts and Offers
As an affluent consumer, you’re used to getting the best deals. With the Standard Chartered Visa Infinite Credit Card, you’ll get access to special discounts and offers. For instance, you can enjoy up to 50% off weekday golf at 50 participating golf clubs across Southeast Asia, 50% off weekday golf at Sentosa Golf Club, and Avis President’s Club status. You’ll also get to enjoy the Visa Luxury Hotel Collection, which offers exclusive upgrades and amenities at luxury hotels worldwide.
In addition, you can earn rewards points every time you spend with your card. You earn 1.4 miles per S$1 local spend and 3 miles overseas. The points earned do not expire, and you can redeem them for a variety of rewards, such as air miles, cashback, and more.
Income Tax Payment
If you’re looking for a way to earn rewards points while paying your income tax, the Standard Chartered Visa Infinite Credit Card is the perfect card for you. You can earn rewards points when you pay your income tax using your card.
Priority Banking Services
As a Standard Chartered Visa Infinite Credit Cardholder, you’ll get access to priority banking services. You’ll have access to a dedicated hotline that you can call anytime for assistance. You’ll also get access to a concierge service that can help you with your travel arrangements, such as booking flights and hotels.
Welcome Gift
When you sign up for the Standard Chartered Visa Infinite Credit Card, you’ll receive a welcome gift. The gift varies depending on the promotion at the time of sign-up.
Mandarin Oriental Hotel Benefits
As a Standard Chartered Visa Infinite Credit Cardholder, you’ll get access to exclusive benefits at Mandarin Oriental hotels worldwide. You’ll get a complimentary third or fourth night when you book two or three consecutive nights. You’ll also get daily breakfast for two, a room upgrade, and a welcome amenity.
Comparative Analysis
Against Other Premium Cards
When it comes to premium credit cards, the Standard Chartered Visa Infinite Credit Card is a top contender. However, it’s always good to compare it against other options in the market to see if it’s the right fit for you.
Visa Infinite Card vs Mastercard
The Standard Chartered Visa Infinite Credit Card is a Visa Infinite card, which means it comes with exclusive benefits such as access to airport lounges and concierge service. However, if you prefer Mastercard, you might want to consider the HSBC Premier Mastercard or the Citi Prestige Mastercard.
Visa Infinite Card vs Other Miles Cards
If you’re looking for a miles card, the Standard Chartered Visa Infinite Credit Card is a great option. However, there are other cards that offer similar benefits such as the UOB PRVI Miles American Express Card and the OCBC Voyage Card. It’s important to compare the earn rates and redemption options to see which card suits your needs best.
Annual Fees
The Standard Chartered Visa Infinite Credit Card has an annual fee of S$588, which is higher than other premium cards such as the HSBC Visa Infinite and the OCBC Voyage. However, it’s important to consider the benefits and rewards that come with the card to see if it’s worth the investment.
Cashback vs Miles
If you prefer cashback over miles, the Standard Chartered Visa Infinite Credit Card might not be the best option for you. However, if you’re a frequent traveller, the miles and travel benefits that come with the card can be very valuable.
Pros and Cons
When considering the Standard Chartered Visa Infinite Credit Card, it’s essential to weigh the advantages and drawbacks before making a decision. Here’s a quick overview to help you make an informed choice.
Pros
- High Rewards: The Standard Chartered Visa Infinite Credit Card offers substantial rewards for high overseas spend, making it an excellent choice for frequent travellers.
- Banking Activity Rewards: You can benefit from rewards for your banking activity, adding extra value to your card usage.
- Complimentary Benefits: The card provides a range of complimentary benefits, including travel insurance, airport lounge access, and concierge services, enhancing your overall experience.
- Exclusive Perks: As a Visa Infinite cardholder, you gain access to exclusive privileges, such as unique dining experiences and luxury hotel perks.
Cons
- Annual Fee: The card comes with an annual fee, which may not be suitable for those with minimal overseas spend or who primarily make local purchases.
- Limited Suitability: If you’re an average spender who mostly buys local essentials, the Standard Chartered Visa Infinite Credit Card may not be the most suitable option for you.
By considering these pros and cons, you can determine whether the Standard Chartered Visa Infinite Credit Card aligns with your financial needs and lifestyle.
Frequently Asked Questions
What exciting perks can I expect with the Standard Chartered Visa Infinite lounge access?
As a Standard Chartered Visa Infinite cardholder, you can enjoy complimentary access to over 1,000 airport lounges worldwide with Priority Pass. This means you can relax in comfort and style before your flight, with access to amenities such as complimentary refreshments, Wi-Fi, and comfortable seating. In addition, you can also bring a guest with you for free.
How does the travel insurance feature enhance my experience with the Standard Chartered Visa Infinite Credit Card?
The Standard Chartered Visa Infinite Credit Card offers comprehensive travel insurance coverage that includes medical expenses, travel inconvenience, and personal accident coverage. This means that you can travel with peace of mind, knowing that you are protected against unexpected events that may disrupt your travel plans. In addition, you can also enjoy up to USD 2,000,000 in emergency medical evacuation coverage.
What makes the Standard Chartered Priority Visa Infinite Credit Card stand out from other premium cards?
The Standard Chartered Priority Visa Infinite Credit Card stands out from other premium cards by offering a range of exclusive benefits and privileges that are tailored to meet the needs of frequent travellers. These include access to airport lounges, travel insurance coverage, and exclusive offers on travel and dining.
Could you highlight the advantages of holding a Standard Chartered Visa Infinite Credit Card for frequent travellers?
For frequent travellers, the Standard Chartered Visa Infinite Credit Card offers a range of advantages that can enhance your travel experience. These include access to airport lounges, travel insurance coverage, and exclusive offers on travel and dining. In addition, you can also earn air miles on your spending, which can be redeemed for flights, upgrades, and other travel-related expenses.
What are the most thrilling benefits of the Standard Chartered Visa Infinite card that justify its annual fee?
The Standard Chartered Visa Infinite card offers a range of benefits that justify its annual fee, including access to airport lounges, travel insurance coverage, and exclusive offers on travel and dining. In addition, you can also earn air miles on your spending, which can be redeemed for flights, upgrades, and other travel-related expenses. Other benefits include discounts on golf, spa treatments, and other lifestyle experiences.
How does the Standard Chartered Visa Infinite Credit Card stack up against the HSBC Visa Infinite in terms of exclusive offers?
Both the Standard Chartered Visa Infinite Credit Card and the HSBC Visa Infinite offer a range of exclusive offers and privileges that are tailored to meet the needs of frequent travellers. However, the Standard Chartered Visa Infinite Credit Card offers a wider range of benefits, including access to airport lounges, travel insurance coverage, and exclusive offers on travel and dining. In addition, the Standard Chartered Visa Infinite Credit Card also offers a higher earn rate on air miles, making it a more attractive option for frequent travellers.
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