What is personal loan
Personal loan also called as unsecured loan. These loans are often used by borrowers for small purchases or unexpected expenses that assist borrowers with their finance.
With a personal loan, you can meet your financial requirements taking care of all kinds of expenses in the short time period.
Applying For Loans Was
Never Simpler
There has been a huge increase in demand for Personal Loan in Singapore. This is due to day to day expenses going up by a huge number. Sometimes it may be because people are planning for a holiday. For others, it may be because they want to buy the newest electronic gadgets. There are many reasons for this happening. And everyone’s reason may be different.
If it is not possible for you to pay for these expenses in one go, a personal loan is the ideal solution.
To apply for a personal loan with Quick Credit Pte Ltd – licensed moneylender in Jurong, borrowers will need:
NRIC / Work Pass
If you are a Singaporeans, you will need to bring along your NRIC. If you are a foreigner, you will need to bring your Work Pass and Passport.
Latest 3 months payslip
You will need to bring along your 3 months payslip to identify your loan limits.
CPF Contribution Statements (For Singaporean)
You will need to prove either be employed or have a consistent source of income.
Proof of Address (For Foreigner)
If you are a foreigner, you will need to bring along your tenancy agreement, phone bill or any other documents that prove your current address.
how much you can borrow
You can borrow any amount with a secured loan. For unsecured loans, you can borrow:
For Singaporean:
Up to $3000
If your annual income is less than $20,000
Up to 6x your monthly income
If your annual income is $20,000 and above
For Foreigner:
Up to $500
If your annual income is less than $10,000
Up to $3000
If your annual income is less than $20,000
Up to 6x your monthly income
If your annual income is $20,000 and above
How To Apply Loan
The loan process involves a few key steps: application, evaluation and approval. Applicants provide necessary information, the lender assesses eligibility, and if approved, loan terms are finalized. Once all paperwork is complete, funds are disbursed. Open communication and collaboration are vital for a smooth borrowing experience.
FREQUENTLY ASKED QUESTIONS (FAQ)
How can I apply for Personal Loan?
You can apply for a loan online or you can call us at 68996188. Alternatively, we’d be happy to see you at our Quick Credit office at IMM Building, 2 Jurong East Street 21, #04-01A/B.
How to repay your loan with us?
You can either pay cash at our office or bank transfer to us or use the CDM (Cash Deposit Machine) to deposit in to Quick Credit Accounts
Why take personal loan from Quick Credit?
Hassle-free, and competitive interest rates for Personal Loan / Payday Loan in Singapore!
What is the advantage of selecting Quick Credit Personal Loan?
- Allow you to payback your loans using a flexible repayment plan.
- Packages are catered to meet to your needs.
- Offer structured repayment terms that are easy for you to understand.
What is the tips before taking loan?
- Be cautions / understand the loan statement at right sense.
- To think several times, analyze and decide.
- Understand all the terms and conditions clearly in details.