If you’re looking for a credit card that offers a range of benefits, Standard Chartered Credit Cards in Singapore could be a great option for you. With a variety of cards to choose from, you can select one that suits your needs and lifestyle. Whether you’re looking for cashback rewards, air miles, or dining privileges, there’s a card that’s perfect for you.
One of the most popular Standard Chartered credit cards is the Unlimited Cashback Card, which offers 1.5% unlimited cashback with no minimum spend. If you’re someone who enjoys online shopping and contactless payments, the Spree Card could be the perfect fit for you, offering 2% to 3% cashback for online spending. For those who frequently travel or dine out, the Rewards+ Card is a great option, offering pseudo-miles for local dining and foreign currency spending.
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Looking for a new credit card in Singapore? Look no further than Standard Chartered! They offer a variety of cards to suit different needs and lifestyles, from cashback rewards to travel miles and dining privileges.
Here’s a quick overview:
- Cashback lovers: The Unlimited Cashback Card offers 1.5% cashback with no minimum spend, while the Smart Credit Card boasts 6% cashback on everyday purchases like coffee, transport, and subscriptions.
- Travel enthusiasts: The Rewards+ Card lets you earn miles for local dining and overseas spending, while the Visa Infinite Card grants travel insurance, lounge access, and bonus miles.
- Everyday spenders: Even your daily routine can earn rewards with Standard Chartered. SimplyGo lets you use your card for contactless public transport payments, and several cards offer cashback on groceries, bills, and more.
Standard Chartered cards also come with convenient features like online banking, mobile banking, and SMS alerts. Whether you prioritize cashback, travel perks, or everyday convenience, Standard Chartered has a card for you.
Ready to learn more? Dive deeper into this article for a full breakdown of Standard Chartered’s credit card offerings in Singapore!
Standard Chartered Smart Credit Card
If you are looking for a credit card that offers a range of benefits, the Standard Chartered Smart Credit Card might be the perfect option for you. This credit card comes with a variety of features that can help you save money and earn rewards.
6% Cashback and No Minimum Spend
One of the key benefits of the Standard Chartered Smart Credit Card is the 6% cashback you can earn on a range of purchases. You can earn this cashback on fast food, coffee and toast, MRT and bus rides, and digital subscriptions such as Netflix, Spotify, and Disney+. The best part? There is no minimum spend required to earn this cashback.
Instalment Plan Options
The Standard Chartered Smart Credit Card also offers interest-free instalment plans that allow you to spread out the cost of your purchases over a period of time. This can be especially useful if you are making a big purchase and want to avoid paying interest.
Digital Streaming Subscriptions Benefits
If you are a fan of streaming services, the Standard Chartered Smart Credit Card has some great benefits for you. You can earn cashback on digital subscriptions such as Netflix, Spotify, and Disney+. This can help you save money on your favourite entertainment services.
Annual Fee and Perpetual Waiver
The Standard Chartered Smart Credit Card has an annual fee of $192.60, but this fee is waived for the first 2 years. Additionally, if you spend at least $6,000 per year, the annual fee will be waived in subsequent years. This means that you can enjoy all the benefits of this credit card without having to pay any annual fees.
Tip: Discover Exclusive Deals with SCB Rewards
Unlock even more value with your Standard Chartered Smart Credit Card by exploring the SCB Rewards program! Earn points on every purchase, which can be redeemed for exciting rewards including shopping vouchers, dining discounts, and travel perks.
Keep an eye out for exclusive deals and promotions tailored just for cardholders, giving you more reasons to use your card for everyday spending.
Standard Chartered Visa Infinite Card
If you’re looking for a credit card that offers top-of-the-line benefits, the Standard Chartered Visa Infinite Card is worth considering. This card is designed for frequent travellers who want to earn rewards points and enjoy exclusive perks.
Travel Insurance and Lounge Visits
One of the most exciting benefits of the Standard Chartered Visa Infinite Card is the travel insurance and lounge visits. You’ll receive complimentary travel insurance when you charge your entire airfare to your card. Additionally, you’ll get access to over 1,000 airport lounges worldwide, including Priority Pass lounges.
Renewal Miles and Reward Points
The Standard Chartered Visa Infinite Card also offers renewal miles and reward points. You’ll receive 35,000 miles when you sign up for the card and pay the annual fee. Additionally, you’ll earn up to 3 miles for every SGD 1 spent, both locally and overseas. When you renew your card, you’ll receive 25,000 renewal miles.
Income Requirement
To be eligible for the Standard Chartered Visa Infinite Card, you’ll need to meet the income requirement of SGD 150,000 per year. This card is designed for high-income individuals who want to enjoy exclusive benefits and rewards.
Everyday Spending with Standard Chartered
When it comes to everyday spending, Standard Chartered Credit Cards offer a range of benefits that can help you save money and earn rewards. Here are some of the ways you can make the most of your Standard Chartered Credit Card:
Fast Food and Breakfast Joints
If you’re someone who enjoys grabbing a quick bite at fast food or breakfast joints, you’ll be pleased to know that Standard Chartered Credit Cards offer cashback on qualifying transactions. For instance, the Standard Chartered Smart Credit Card allows you to earn 6% cashback in equivalent Rewards Points on everyday merchants with no minimum spend. So, the next time you grab a burger or a cup of coffee, make sure to use your Standard Chartered Credit Card to enjoy some cashback.
Public Transport with SimplyGo
If you’re a frequent user of public transport, you’ll love the convenience of SimplyGo. SimplyGo is a contactless payment system that allows you to use your Standard Chartered Credit Card to pay for your bus and train rides. With SimplyGo, you don’t need to worry about topping up your card or carrying cash. And if you use your Standard Chartered Credit Card for SimplyGo transactions, you’ll earn cashback on qualifying transactions.
Cashback on Qualifying Transactions
In addition to the cashback you can earn on fast food, breakfast joints, and public transport, Standard Chartered Credit Cards offer cashback on a range of other qualifying transactions. For instance, the Standard Chartered Simply Cash Credit Card allows you to earn up to 1.5% cashback on your everyday spending in Singapore, with no minimum spend required. So, whether you’re shopping for groceries, filling up your car, or paying your bills, you can enjoy some cashback with your Standard Chartered Credit Card.
Additional Perks and Fees
360° Rewards Points
Standard Chartered Credit Cards offer a 360° Rewards Points programme, which rewards you for every dollar you spend on your card. You can earn 1 reward point for every dollar spent on eligible retail transactions. These points can be redeemed for a wide range of rewards, including cashback, vouchers, and air miles. You can check your rewards balance and redeem your points through the Standard Chartered Online Banking portal.
Cash Advance and Transfer Fees
If you need cash in a hurry, you can use your Standard Chartered Credit Card to withdraw cash from an ATM. However, cash advances come with a fee of 6% of the amount withdrawn or S$15, whichever is greater. Additionally, interest on cash advances accrues from the date of withdrawal and is charged at a higher rate than regular purchases.
If you want to transfer funds from your credit card to your bank account, you can use the Credit Card Funds Transfer service. This service allows you to transfer funds from your credit card to your bank account at a lower interest rate than cash advances. However, a processing fee of 1.5% of the amount transferred or S$50, whichever is greater, applies.
Convenience
Standard Chartered Credit Cards offer a range of convenient features, including online banking, mobile banking, and SMS alerts. With online banking, you can check your balance, view your transactions, and pay your bills from anywhere, at any time. Mobile banking allows you to manage your account on the go, while SMS alerts keep you informed of your account activity.
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In addition to the rewards programme and convenient features, Standard Chartered Credit Cards offer a range of benefits and perks, such as travel insurance, dining privileges, and exclusive promotions. However, these benefits may vary depending on the type of card you have, so be sure to check the terms and conditions of your card.
Frequently Asked Questions
What are the eligibility criteria for obtaining a Standard Chartered credit card as a foreigner in Singapore?
To apply for a Standard Chartered credit card as a foreigner in Singapore, you must be at least 21 years old and have a minimum annual income of SGD 60,000. You must also have a valid employment pass or work permit, and proof of residential address in Singapore.
How can I increase my credit limit on a Standard Chartered credit card in Singapore?
To increase your credit limit on a Standard Chartered credit card in Singapore, you can apply for a credit limit review. You can do this online by completing the application form, indicating your preferred credit limit, and submitting the application. The bank will review your application and inform you of the outcome.
What are the benefits of using a Standard Chartered Smart Credit Card?
The Standard Chartered Smart Credit Card offers a range of benefits, including cashback on eligible transactions, discounts at selected merchants, and exclusive privileges for travel, dining, and entertainment. The card also comes with a range of security features, such as SMS alerts and fraud monitoring.
How long typically does the approval process take for a Standard Chartered credit card?
The approval process for a Standard Chartered credit card typically takes between 7 to 14 working days, depending on the completeness of the application and the bank’s internal processes. You can check the status of your application online or by contacting the bank’s customer service hotline.
What is the customer service hotline for Standard Chartered credit card inquiries in Singapore?
The customer service hotline for Standard Chartered credit card inquiries in Singapore is 1800 747 7000. You can call this number to inquire about your account balance, transaction history, rewards program, or any other credit card-related matter.
How does the Standard Chartered Simply Cash Credit Card compare to other cashback cards available?
The Standard Chartered Simply Cash Credit Card offers up to 1.5% cashback on all eligible transactions, with no minimum spend or cashback cap. This makes it a competitive choice for those who want a straightforward cashback card. However, you should compare the features and benefits of different cashback cards to find the one that suits your spending habits and preferences.
Applying for Loans Made Easy
The demand for personal loans in Singapore has surged, driven by rising living costs, vacation plans, or simply the desire for new gadgets. Whatever your reason, a personal loan can bridge the gap between your needs and your current financial situation.
Quick Credit Pte Ltd, a licensed moneylender in Jurong, simplifies the application process. To get started, you’ll need:
- NRIC / Work Pass
- Latest 3 months’ payslips
- CPF Contribution Statements (if applicable)
- Proof of address (for foreigners)
Apply online or reach out to us by phone at 68996188. Alternatively, visit us at our Jurong office (IMM Building, 2 Jurong East Street 21, #04-01A/B).
Take control of your finances today. Apply for a Quick Credit loan now!