If you’re looking for a credit card that offers great benefits and rewards, then the OCBC Great Eastern Cashflo Credit Card may be just what you need. This credit card is designed to help you manage your finances better, especially when it comes to paying for your Great Eastern insurance premiums, health and wellness offers. With this card, you can split your bills automatically into 3 or 6-month instalments with 0% interest, making it easier to manage your finances.
The OCBC Great Eastern Cashflo Credit Card offers a range of benefits that make it an attractive option for anyone looking for a credit card in Singapore. One of the most significant benefits is the 1% cash rebate you can earn on your monthly bill of S$1,000 and above. Additionally, you can enjoy a cash rebate cap per month of S$100, which can help you save money on your expenses. With these benefits, you can enjoy greater financial flexibility and freedom while still earning rewards for your spending.
Overall, the OCBC Great Eastern Cashflo Credit Card is an excellent option for anyone looking for a credit card that offers great benefits and rewards. Whether you’re looking to manage your finances better or earn rewards for your spending, this credit card has everything you need to achieve your financial goals. So why not apply for the OCBC Great Eastern Cashflo Credit Card today and start enjoying the benefits it has to offer?
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Looking for a card that simplifies managing your finances and offers rewards? The OCBC Great Eastern Cashflo Credit Card might be the answer. Here’s a quick overview:
- 0% interest instalments: Split purchases into 3 or 6-month instalments with no interest charges, making budgeting easier.
- Up to 1% cashback: Earn cash rebates on all your spending, capped at S$100 monthly.
- Great Eastern insurance benefits: Pay your premiums automatically and earn cash rebates, simplifying your insurance payments.
- Wide acceptance: Use your card globally for various purchases.
Ideal for:
- Managing Great Eastern insurance premiums.
- Budget-conscious individuals seeking instalment plans.
- Those wanting to earn cash rebates on everyday spending.
Not ideal for:
- High spenders exceeding the S$100 cashback cap.
- Individuals needing longer than 6-month instalments.
Ready to learn more? Dive deeper into the full article for a comprehensive review.
Overview of OCBC Great Eastern Cashflo Credit Card
If you’re looking for a credit card that offers cash rebates and interest-free instalments, then the OCBC Great Eastern Cashflo Credit Card could be just what you need. This credit card is a collaboration between OCBC and Great Eastern, and it offers a range of benefits that make it a great choice for anyone looking for a credit card that suits their lifestyle.
Key Features and Benefits
The OCBC Great Eastern Cashflo Credit Card comes with a range of key features and benefits that make it stand out from other credit cards in Singapore. Some of the key features include:
- Up to 1% cash rebate on all spend: With this credit card, you can earn up to 1% cash rebate on all your spend. This rebate is capped at S$100 per month, but it’s still a great way to save money on your purchases.
- Interest-free instalments: You can also split your bills automatically into 3 or 6 month instalments with 0% interest. This makes it easier to manage your finances and pay for big-ticket items over time.
- Great Eastern insurance premiums: The OCBC Great Eastern Cashflo Credit Card is your card of choice for Great Eastern insurance premiums, health and wellness offers. You can earn cash rebates on your insurance premiums, and you can also enjoy exclusive health and wellness offers.
- Wide acceptance: This credit card is a Mastercard or Visa, so it’s widely accepted both locally and overseas. You can use it to make purchases at millions of merchants worldwide.
Understanding the Rebate System
The rebate system for the OCBC Great Eastern Cashflo Credit Card is simple and straightforward. You can earn up to 1% cash rebate on all your spend, and this rebate is capped at S$100 per month. To qualify for the cash rebate, you need to spend a minimum of S$1,000 per month. If you spend less than S$1,000, you won’t earn any cash rebate.
The cash rebate will be credited to your credit card account at the end of each statement cycle. You can use this rebate to offset your next statement balance or redeem it for other rewards. It’s a great way to save money on your purchases and get more value from your credit card.
Eligibility and Application
If you’re looking for a credit card that offers great rewards and instalment plans, the OCBC Great Eastern Cashflo Credit Card might be just what you need. Here’s what you need to know about the eligibility requirements and application process.
Eligibility Requirements
To be eligible for the OCBC Great Eastern Cashflo Credit Card, you must be a Singapore citizen, permanent resident, or a foreigner with a valid Singapore employment pass. You must also meet the following annual income requirements:
- Singaporean or Singapore PR: at least S$30,000
- Foreigner: at least S$45,000
The Application Process
You can apply for the OCBC Great Eastern Cashflo Credit Card online or at any OCBC bank branch. The online application process is quick and easy, and you can even use MyInfo to retrieve your personal details for a faster application process.
To apply online, follow these steps:
- Login to your OCBC internet banking account or create a new one.
- Navigate to the “Credit Card” section.
- Select the OCBC Great Eastern Cashflo Credit Card.
- Submit your personal details, including your annual income and employment information.
- Confirm the name on your card.
- Review and submit your application.
If you prefer to apply in person, you can visit any OCBC bank branch and fill out an application form. You will need to bring along your identification documents and proof of income.
MyInfo Integration
If you choose to apply for the OCBC Great Eastern Cashflo Credit Card online, you can use MyInfo to retrieve your personal details for a faster application process. MyInfo is a government digital service that allows you to provide your personal details to government agencies and other organizations without having to fill out forms manually.
To use MyInfo, simply click on the “Connect via MyInfo” button when prompted during the online application process. MyInfo will then retrieve your personal details, such as your name, address, and employment information, and pre-fill them in the application form. This makes the application process faster and more convenient for you.
Fees and Charges
If you’re considering applying for the OCBC Great Eastern Cashflo Credit Card, it’s important to understand the fees and charges that come with it. Here’s a quick overview of what you can expect:
Annual Fees and Waivers
The annual card fee for the OCBC Great Eastern Cashflo Credit Card is S$192.6 (including GST), but it can be waived if you meet certain spending requirements. To qualify for the waiver, you must spend at least S$10,000 per year on the card. If you don’t meet this requirement, the annual fee will be automatically charged to your account.
Processing Fees and Interest Rates
One of the main benefits of the OCBC Great Eastern Cashflo Credit Card is that you can split your bills automatically into 3 or 6 month instalments with 0% interest. However, there is a processing fee of 1% for each instalment. This fee is charged together with the first instalment of your 12-month interest-free Great Eastern premium.
If you choose not to split your bills, the interest rate for the OCBC Great Eastern Cashflo Credit Card is 26.88% per annum. This rate is subject to change and can vary based on your credit history and other factors.
Tip: Maximize Your Benefits
To make the most of your OCBC Great Eastern Cashflo Credit Card, consider utilizing its rewards program.
By strategically using your card for everyday expenses like groceries, dining, and shopping, you can accumulate cashback rewards or rewards points that can be redeemed for exciting perks such as travel vouchers, shopping vouchers, or even cash rebates.
Keep an eye out for promotions and bonus rewards categories to boost your earnings further. Additionally, remember to pay your bills on time and in full to avoid accruing interest charges, allowing you to enjoy the benefits of your card without any additional costs.
Rewards and Savings
As an OCBC Great Eastern Cashflo Credit Card holder, you are entitled to various rewards and savings that can help you save money and live a healthier lifestyle.
Cashback and Vouchers
With this credit card, you can earn up to 1% cash rebate on all spend, making it an ideal choice for those who want to save money while enjoying the benefits of a credit card. Additionally, you can earn OCBC$ rewards that can be redeemed for vouchers and discounts at various merchants.
Exclusive Health and Wellness Offers
The OCBC Great Eastern Cashflo Credit Card also offers exclusive health and wellness offers through the Live Great Programme. This includes discounts on gym memberships, health screenings, and other wellness-related activities. By taking advantage of these offers, you can save money while living a healthier lifestyle.
Payment Flexibility
If you’re looking for a credit card that offers flexible payment options, then the OCBC Great Eastern Cashflo Credit Card is the perfect choice for you. With this card, you can enjoy a range of payment options that make it easy to manage your finances.
Instalment Plans and Minimum Spend
One of the best features of the OCBC Great Eastern Cashflo Credit Card is the 0% interest instalment plan. This allows you to stretch your payments across 3, 6 or 12 months with no additional fees. This is especially helpful when making a large purchase that you may not be able to pay off in full immediately.
To be eligible for the instalment plan, you must spend a minimum of S$1,000 on your card. If you spend less than this amount, you will only receive a 0.5% rebate. However, if you spend S$1,000 or more, you can earn up to a 1.2% cash rebate on your monthly instalments.
Flexible Payment Options for Various Purchases
The OCBC Great Eastern Cashflo Credit Card also offers flexible payment options for various purchases. You can choose to pay for your purchases in full or in monthly instalments. This is especially helpful when you have unexpected expenses or when you need to manage your cash flow.
In addition to flexible payment options, the card also offers auto-instalment for Great Eastern insurance premiums. This means that you can automatically manage your insurance premiums and other spending with hassle-free 3, 6 or 12 month payments.
Additional Card Features
Supplementary Cards and Benefits
The OCBC Great Eastern Cashflo Credit Card offers the option of supplementary cards for your loved ones. You can apply for up to 5 supplementary cards, and the best part is that there are no annual fees for these cards. The supplementary cardholders can also enjoy the same cash rebates and instalment plans as the primary cardholder.
Moreover, the supplementary cards come with additional benefits such as complimentary travel insurance, which covers up to S$500,000 for accidents and up to S$1,000 for trip cancellations. The travel insurance also covers medical expenses up to S$50,000 and travel inconvenience benefits up to S$1,000.
Digital Banking Integration
The OCBC Great Eastern Cashflo Credit Card can be easily integrated with OCBC’s digital banking platform. You can view your credit card transactions, pay your bills, and manage your instalment plans through the OCBC mobile app or online banking portal.
Additionally, if you have an OCBC 360 account, you can link your credit card to your account and earn bonus interest rates on your savings. The OCBC 360 account is a savings account that offers bonus interest rates when you perform certain actions such as crediting your salary, paying bills, and spending on your OCBC credit cards.
Strategic Spending and Maximising Benefits
If you are looking for a credit card that can help you manage your Great Eastern insurance premiums and other spending, the OCBC Great Eastern Cashflo Credit Card is a great option to consider. With this card, you can enjoy the benefits of an auto-instalment credit card, including hassle-free 3, 6 or 12-month payments. In this section, we’ll discuss how you can strategically use the OCBC Great Eastern Cashflo Card to maximise your rewards and rebates.
Strategic Use of the OCBC Great Eastern Cashflo Card
One of the best ways to make the most of your OCBC Great Eastern Cashflo Card is to use it strategically. For instance, you can use this card to pay for your Great Eastern premiums and earn cash rebates of up to 1.2% on your spending. Additionally, you can stretch your payments over 3, 6, or 12 months with 0% interest, making it easier to manage your finances.
Maximising Rewards and Rebates
To maximise your rewards and rebates with the OCBC Great Eastern Cashflo Card, you should consider signing up for the Great Eastern rewards program. This program allows you to earn points on your spending, which can be redeemed for a range of rewards such as vouchers, discounts, and cash rebates.
Moreover, if you have a Great Eastern policy or a Great Eastern life or general insurance plan, you can earn even more rewards and rebates by using your OCBC Great Eastern Cashflo Card to pay for your premiums.
Frequently Asked Questions
What fabulous benefits can you enjoy with the OCBC Cashflo Card?
With the OCBC Great Eastern Cashflo Credit Card, you can enjoy a wide range of benefits including automatic bill payments, 0% interest instalment plans, and cash rebates. You can use the card to pay for your Great Eastern insurance premiums and enjoy a 1% cash rebate. You can also get up to 3% cash rebate on health and wellness purchases.
How does the OCBC 0% instalment plan add sparkle to your purchases?
The OCBC Cashflo Card offers a 0% interest instalment plan for up to 6 months. This means you can split your purchases into smaller, more manageable payments without incurring any interest charges. Whether you’re buying a new gadget or a piece of furniture, the instalment plan can help you spread the cost over several months.
What’s the minimum spend to trigger automatic instalments on the OCBC Cashflo Card?
The minimum spend to trigger automatic instalments on the OCBC Cashflo Card is SGD 100. This means that if you make a purchase of SGD 100 or more, you can choose to split the payment into smaller, interest-free instalments over 3 or 6 months.
How swiftly can you get your hands on an OCBC Cashflo Credit Card?
You can apply for an OCBC Cashflo Credit Card online and receive a decision within minutes. If your application is approved, you can expect to receive your new card within 7-10 working days.
Can you enlighten me on how to get my OCBC card’s annual fee cheerfully waived?
To get your OCBC Cashflo Card’s annual fee waived, you need to spend at least SGD 10,000 per year on the card. This means that if you use the card regularly for your daily purchases and bills, you can enjoy the benefits of the card without having to pay any annual fees.
What’s the maximum duration for instalment payments available with the OCBC Cashflo Card?
The maximum duration for instalment payments available with the OCBC Cashflo Card is 6 months. This means that you can split your purchases into up to 6 interest-free instalments, giving you more flexibility in managing your finances.
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