Are you looking for a credit card that caters specifically to women’s needs? Look no further than the DBS Woman’s Mastercard Card Singapore. This credit card offers a range of benefits designed to make your life easier, from cashback on everyday purchases to exclusive deals on fashion, beauty, and travel.
In this quick review, we’ll take a closer look at what makes the DBS Woman’s Mastercard Card Singapore such a great choice for women. We’ll explore the card’s key features, including its rewards program, annual fee waiver, and e-commerce protection. Whether you’re a frequent shopper or a seasoned traveller, this card has something to offer.
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Looking for a credit card with rewards tailored to your lifestyle? Look no further than the DBS Woman’s Mastercard Card Singapore! This card offers benefits like cashback on everyday purchases, exclusive deals on shopping, beauty, and travel, and more.
Key features:
- Earn up to 10X DBS Points (4 miles per S$1) on online and overseas purchases.
- Redeem points for air miles, shopping vouchers, and more.
- Enjoy exclusive discounts and deals at selected merchants.
- Get complimentary travel insurance and e-commerce protection.
Is it right for you?
This card is ideal for women who frequently shop online, travel, or enjoy dining and entertainment.
Ready to apply?
The application process is quick and easy. You can apply online or through the digibank mobile app.
For more details, check out the full review!
Key Features and Benefits
If you’re looking for a credit card that caters to your lifestyle, the DBS Woman’s Mastercard Card might be the perfect fit for you. Here are some of the key features and benefits that make this card stand out:
Rewards and Cashback
With the DBS Woman’s Mastercard Card, you can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. These DBS Points can be redeemed for cashback, vouchers, and other rewards. Plus, you get a welcome gift of up to 5,000 DBS Points when you sign up for the card.
Travel Perks
If you’re a frequent traveller, you’ll appreciate the travel perks that come with the DBS Woman’s Mastercard Card. You can earn up to 20 miles per S$5 spent on online and overseas purchases, which can be redeemed for air miles and other travel-related rewards. Additionally, you get complimentary travel insurance coverage when you charge your travel expenses to your card.
Dining and Entertainment
The DBS Woman’s Mastercard Card offers dining and entertainment privileges that are tailored to your interests. You get exclusive discounts and deals at selected restaurants, bars, and entertainment venues. Plus, you can earn up to 10X DBS Points (4 miles per S$1) on your dining and entertainment expenses.
Shopping Advantages
If you love to shop, the DBS Woman’s Mastercard Card has got you covered. You can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases, as well as your shopping expenses at selected merchants. You also get access to exclusive shopping deals and promotions.
Wellness and Beauty
The DBS Woman’s Mastercard Card offers wellness and beauty privileges that can help you look and feel your best. You get exclusive discounts and deals at selected spas, gyms, and beauty salons. Plus, you can earn up to 10X DBS Points (4 miles per S$1) on your wellness and beauty expenses.
Additional Services
In addition to the above benefits, the DBS Woman’s Mastercard Card also offers a range of additional services that can make your life easier. These include 0% interest DBS Payment Plans, e-Commerce protection for online purchases, and more.
Eligibility and Fees
If you are a woman who loves shopping and wants to earn rewards on your spending, the DBS Woman’s Mastercard Card might be the perfect card for you. Here’s what you need to know about the eligibility and fees for this card.
Income Requirements
To be eligible for the DBS Woman’s Mastercard Card, you must be at least 21 years old and have an annual income of at least S$30,000 if you are a Singaporean or Permanent Resident. If you are a foreigner, you must have an annual income of at least S$45,000 to be eligible for the card. If you want to apply for the DBS Woman’s World Card, you must have an annual income of at least S$80,000, regardless of your nationality.
Annual Fee and Waivers
The annual fee for the DBS Woman’s Mastercard Card is S$163.50 for the principal card and S$81.75 for each supplementary card. However, you can enjoy a first-year annual fee waiver for both the principal and supplementary cards. Additionally, you can enjoy subsequent annual fee waivers if you meet the minimum spending requirements.
Interest Rates and Charges
The interest rate for the DBS Woman’s Mastercard Card is 26.80% p.a. for both retail purchases and cash advances. Cash advance fees are 6% of the amount withdrawn or S$15, whichever is higher. Late payment fees are S$100, and over-limit fees are S$40. To avoid these fees, make sure you pay your bills on time and stay within your credit limit.
Earning and Redeeming Points
If you’re a frequent shopper, the DBS Woman’s Mastercard Card Singapore is an excellent choice for you. This card offers an exciting rewards programme that allows you to earn and redeem points for a variety of benefits. Here’s what you need to know about earning and redeeming points with this card.
Miles and Points Accumulation
With the DBS Woman’s Mastercard Card Singapore, you can earn up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. DBS Points will be awarded for every S$5 spent. You can accumulate your DBS Points to redeem air miles, shopping and dining vouchers, movie discounts and more. For every S$5 spent, you earn 1 DBS Point for local transactions and 3 DBS Points for foreign currency transactions.
Redemption Options
You can redeem your DBS Points for a variety of rewards, including air miles, shopping and dining vouchers, movie discounts and more. You can also use your DBS Points to offset your credit card bills. The redemption process is simple and hassle-free. You can redeem your points online via the DBS Rewards website or the DBS Lifestyle App.
Expiry and Transfer of Points
Your DBS Points are valid for 1 year from the date of accrual. If you don’t use your points within this period, they will expire. So, make sure to redeem your points before they expire. You can also transfer your points to other DBS credit cardholders. You can transfer a minimum of 1,000 DBS Points and a maximum of 50,000 DBS Points per transaction.
Cardholder Perks
As a DBS Woman’s Mastercard Cardholder, you have access to a range of exclusive perks that are designed to enhance your shopping and lifestyle experience. Here are some of the perks that you can enjoy:
Exclusive Promotions
DBS Woman’s Mastercard Cardholders can enjoy exclusive promotions and discounts across a wide range of categories, including fashion, beauty, dining, and travel. You can check out the latest promotions on the DBS website or mobile app, and use the promo code provided to avail of the offer.
Lifestyle Benefits
DBS Woman’s Mastercard Cardholders can enjoy a range of lifestyle benefits, including access to exclusive events, VIP experiences, and more. You can also earn DBS Points on your everyday spend, which can be redeemed for a range of rewards, including air miles, shopping and dining vouchers, movie discounts, and more.
Cardholder Services
DBS Woman’s Mastercard Cardholders can enjoy a range of services that are designed to make your life easier. For example, you can enjoy complimentary e-Commerce Protection on your online purchases, which protects you against fraudulent transactions. You can also enjoy a first-year annual fee waiver, which means that you can enjoy all the benefits of your card without having to worry about paying an annual fee.
With DBS Woman’s Mastercard Card, you can enjoy a range of benefits and perks that are designed to enhance your shopping and lifestyle experience. Whether you’re looking for exclusive promotions, lifestyle benefits, or cardholder services, DBS has got you covered. So why wait? Apply for your DBS Woman’s Mastercard Card today and start enjoying all the perks that come with it!
Using Your Card Abroad
Are you planning to travel abroad and wondering how to use your DBS Woman’s Mastercard Card? Look no further, as we have got you covered! Here are some tips to help you make the most of your card when travelling overseas.
Foreign Currency Spend
With your DBS Woman’s Mastercard Card, you can make foreign currency spend without worrying about the foreign exchange fees. You can also enjoy up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases, which you can accumulate to redeem air miles, shopping and dining vouchers, movie discounts, and more.
Overseas Travel Benefits
In addition to the foreign currency spend benefits, your DBS Woman’s Mastercard Card also comes with several overseas travel benefits. For instance, you can enjoy complimentary access to over 80 Priority Pass airport lounges worldwide. You can also get up to S$1 million travel accident insurance coverage when you charge your travel expenses to your DBS Woman’s Mastercard Card.
Moreover, you can enable your card for overseas usage to transact and withdraw foreign currency overseas without foreign exchange and debit card fees by using a DBS Visa Debit Card linked to any of our multi-currency accounts (e.g. My Account or Multiplier).
However, please note that transactions made overseas or through overseas-based online merchants (including refunds and reversals) are subject to foreign transaction fees of up to 3.25%, which includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard/American Express/UnionPay).
Safety and Security
When it comes to credit cards, safety and security are always top of mind. With the DBS Woman’s Mastercard Card Singapore, you can rest assured that your transactions are secure and protected.
Fraud Protection
DBS Woman’s Mastercard Card Singapore offers comprehensive fraud protection. If you ever notice any unauthorized transactions on your account, simply contact DBS and they will take care of the rest. Additionally, the card comes with a chip and pin feature, which adds an extra layer of security to your transactions.
Online Spend Security
Online spending has become increasingly popular, and with the DBS Woman’s Mastercard Card Singapore, you can shop online with confidence. The card comes with e-commerce protection for online purchases, which means you are protected against fraudulent transactions when shopping online.
Moreover, the card rewards you for online spending. For instance, you earn 5 DBS points (2 miles per S$1) on online purchases and 1 DBS point (0.4 miles per S$1) on other purchases. This means that the more you shop online, the more rewards you earn.
Tip
When using your DBS Woman’s Mastercard Card Singapore for online transactions, consider using a virtual card number for added security. Virtual card numbers are temporary numbers generated for a single transaction, providing an extra layer of protection against fraud.
Additionally, regularly monitor your account activity through the DBS mobile app or online banking portal to quickly identify and report any suspicious transactions. Finally, take advantage of the card’s online spending rewards to maximize your benefits while shopping securely online.
Comparisons with Other Cards
When it comes to credit cards, there are many options available in Singapore. If you’re considering the DBS Woman’s Mastercard Card, it’s important to compare it to other cards to make sure it’s the right fit for you. Here are some comparisons with other popular cards:
DBS Woman’s World Card
The DBS Woman’s World Card is a premium card that offers higher rewards points earn rates than the DBS Woman’s Mastercard Card. However, it also comes with a higher annual fee and credit limit. If you’re looking for a card with more benefits and a higher credit limit, the DBS Woman’s World Card may be a better option for you.
DBS Live Fresh Card
The DBS Live Fresh Card is a great option if you’re looking for a card with cashback rewards. It offers up to 5% cashback on online and contactless payments. However, if you’re looking for a card with rewards points that can be redeemed for air miles, shopping and dining vouchers, and movie discounts, the DBS Woman’s Mastercard Card may be a better option for you.
Citi Rewards Card
The Citi Rewards Card is another popular card for women in Singapore. It offers rewards points for every dollar spent, which can be redeemed for a variety of items, including shopping vouchers, air miles, and more. However, it also comes with a higher annual fee and credit limit than the DBS Woman’s Mastercard Card. If you’re looking for a card with more benefits and a higher credit limit, the Citi Rewards Card may be a better option for you.
UOB Lady’s Card
The UOB Lady’s Card is a card designed specifically for women, with rewards points that can be redeemed for a variety of items, including shopping vouchers, air miles, and more. It also offers exclusive discounts and privileges at select merchants. However, it comes with a higher annual fee and credit limit than the DBS Woman’s Mastercard Card. If you’re looking for a card with more benefits and a higher credit limit, the UOB Lady’s Card may be a better option for you.
How to Apply
If you’re excited to apply for the DBS Woman’s Mastercard Card, you’ll be happy to know that the application process is straightforward and easy. Here’s what you need to know:
Application Process
You can apply for the DBS Woman’s Mastercard Card through your digibank mobile app. Simply log in to your account, select “More”, then “Apply”, and finally “Cards”. Alternatively, you can visit the DBS website and fill out the online application form.
The application process is quick and easy, and you can expect to receive a response within a few business days. If your application is approved, you will receive your new card in the mail within 7-10 business days.
Required Documents
To apply for the DBS Woman’s Mastercard Card, you will need to provide the following documents:
- A copy of your NRIC or passport
- Proof of income (e.g. your latest payslip or Income Tax Notice of Assessment)
- For self-employed individuals, a copy of your latest Income Tax Notice of Assessment
Make sure that the documents you provide are up-to-date and accurate. Any discrepancies or errors could delay the processing of your application.
Eligibility Criteria
To be eligible for the DBS Woman’s Mastercard Card, you must meet the following criteria:
- You must be a Singapore citizen or permanent resident
- You must be at least 21 years old
- You must have a minimum income of S$30,000 per annum
Financial Institution and Service Provider
The DBS Woman’s Mastercard Card is issued by DBS Bank, one of the largest financial institutions in Singapore. DBS Bank has a long and respected history in Singapore, and is known for its commitment to innovation and customer service.
Apply Now
Are you excited to apply for the DBS Woman’s Mastercard Card? If so, head over to the DBS website or log in to your digibank mobile app to start the application process today. With its generous rewards program and exclusive privileges, the DBS Woman’s Mastercard Card is the perfect choice for women who want to get more out of their credit card.
Customer Support
If you have any questions or concerns about your DBS Woman’s Mastercard Card, you can easily reach out to the bank’s customer support team for assistance. Here’s what you need to know:
Contact Information
To contact DBS customer support, you can call their hotline at +65 1800 111 1111 or send them an email at customerservice@dbs.com.sg. You can also message them through their social media channels on Facebook and Twitter.
If you prefer to speak with someone in person, you can visit any of DBS’s branches in Singapore. You can find the nearest branch to you using the bank’s online branch locator.
Problem Resolution
If you encounter any issues with your DBS Woman’s Mastercard Card, the bank’s customer support team is available to help you resolve them. They can assist you with a wide range of concerns, including:
- Card activation and deactivation
- Lost or stolen cards
- Billing and payment issues
- Disputes and fraud claims
- Rewards redemption and enquiries
DBS aims to provide prompt and efficient solutions to all customer issues. If you are not satisfied with the resolution provided, you can escalate your concerns to the bank’s management team for further assistance.
Frequently Asked Questions
What fabulous perks come with the DBS Woman’s World Card?
The DBS Woman’s World Card offers a range of exciting perks and benefits, including up to 10X DBS Points (4 miles per S$1) on your online and overseas purchases. You can accumulate your DBS Points to redeem air miles, shopping and dining vouchers, movie discounts and more here.
How can I maximise promotions with my DBS Woman’s World Card?
To maximise promotions with your DBS Woman’s World Card, be sure to keep an eye on the latest promotions available for DBS credit cards. You can check out the latest promotions here. Additionally, make sure you use your DBS Woman’s World Card for all your online and overseas purchases to earn the maximum amount of DBS Points possible.
Are there any exclusions to be aware of when using the DBS Woman’s World Card?
Yes, there are some exclusions to be aware of when using the DBS Woman’s World Card. For example, you will not earn DBS Points on payments made to educational institutions, government institutions, insurance companies, and more. You can find a full list of exclusions here.
What’s the minimum spend required to enjoy the DBS Woman’s World Card benefits?
There is no minimum spend required to enjoy the benefits of the DBS Woman’s World Card. However, you will need to spend at least S$2,000 per month to earn the maximum amount of DBS Points possible.
How does the DBS Woman’s World Card compare to the DBS Altitude Card in terms of rewards?
The DBS Woman’s World Card and the DBS Altitude Card both offer great rewards, but they are designed for different types of spenders. The DBS Woman’s World Card is ideal for those who spend more on online and overseas purchases, while the DBS Altitude Card is better suited for those who travel frequently. You can compare the two cards here.
What is the process for converting DBS Woman’s Card points to air miles?
To convert your DBS Woman’s Card points to air miles, you will need to log in to your DBS account and navigate to the rewards redemption page. From there, you can select the number of miles you would like to redeem and follow the prompts to complete the redemption process.
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