Are you a student looking for a credit card that offers great cashback and rewards? Look no further than the DBS Live Fresh Student Card Singapore! This eco-friendly card promises a green way to shop, eat, and travel, all while earning you some fantastic benefits.
With no minimum income requirement and a S$500 credit limit, this card is perfect for young adults who are just starting to build their credit history. You’ll enjoy a 5% cashback on select merchants such as McDonald’s, Starbucks, and Netflix, as well as 5% cashback on sustainable spend. Plus, the annual fee is waived for the first 5 years, making it a great value for students on a budget.
DBS is one of the largest banks in Singapore, and they have a reputation for offering innovative financial products that cater to the needs of their customers. With the DBS Live Fresh Student Card Singapore, they’ve created a credit card that’s specifically designed for students, with features that make it easy to manage your finances and save money. Keep reading for a quick review of this exciting credit card!
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Looking for a student credit card with great cashback and rewards? Look no further than the DBS Live Fresh Student Card! This eco-friendly card offers:
- 5% cashback on popular spending categories like online shopping, dining, and entertainment.
- No minimum spend requirement, making it easy to earn rewards.
- Annual fee waiver for the first 5 years, saving you money.
- Eco-friendly features, made from recycled plastic and encouraging sustainable spending.
Ideal for students who want to:
- Build credit history responsibly.
- Save money on everyday purchases.
- Support sustainable practices.
Ready to learn more? Apply for the DBS Live Fresh Student Card today!
Card Overview
If you’re a student in Singapore, the DBS Live Fresh Student Card could be the perfect credit card for you. This card is designed specifically for students and it comes with a range of features and benefits that are tailored to meet your needs. In this section, we’ll take a closer look at the key features of the DBS Live Fresh Student Card and the eligibility criteria that you need to meet to apply.
Key Features
The DBS Live Fresh Student Card is packed with features that make it an excellent choice for students. Here are some of the key features of this credit card:
- 5% cashback on online shopping and Visa payWave transactions, including SimplyGo rides and food delivery services like McDelivery and Deliveroo.
- Up to 10% cashback on selected merchants such as Lazada, Zalora, and Agoda.
- No minimum income requirement.
- Annual fee waiver for the first 5 years.
- Credit limit of up to S$500.
Eligibility Criteria
To be eligible for the DBS Live Fresh Student Card, you must meet the following criteria:
- You must be a student aged 18 years or older.
- You must be enrolled in a recognized institution of higher learning in Singapore.
- You must have a minimum income of S$0 per annum.
- You must have a good credit rating.
Overall, the DBS Live Fresh Student Card is an excellent credit card for students in Singapore. With its generous cashback rewards and no minimum income requirement, it’s a great way to save money while you study. So if you’re a student looking for a credit card, be sure to check out the DBS Live Fresh Student Card.
Financial Perks
If you’re a student looking for a credit card that offers great financial perks, the DBS Live Fresh Student Card is definitely worth considering. Here are some of the financial benefits you can enjoy with this card:
Cashback Rewards
One of the most exciting perks of the DBS Live Fresh Student Card is the cashback rewards. With this card, you can earn up to 5% cashback on select merchants such as McDelivery, Netflix, and more. This is a great way to save money while enjoying some of your favourite products and services.
Annual Fee and Waivers
As a student, you probably don’t want to pay high annual fees for a credit card. The good news is that the DBS Live Fresh Student Card comes with an annual fee waiver for the first five years. This means you can enjoy the benefits of this card without having to pay any annual fees.
Interest Rates and Charges
The interest rates and charges of a credit card are important to consider when choosing a card. With the DBS Live Fresh Student Card, you can enjoy a low interest rate of 25.9% per annum. Additionally, the card comes with a cash advance fee of 6% of the amount withdrawn or S$15 (whichever is higher).
It’s important to note that there is a cashback cap of S$50 per month and a late payment fee of S$100 if you fail to make your payments on time. However, if you’re responsible with your spending and payments, you can enjoy the financial benefits of this card without any issues.
Eco-Conscious Spending
Are you a student looking to make a positive impact on the environment while earning cashback rewards? The DBS Live Fresh Student Card is the perfect solution for you. This eco-friendly card is made from 85.5% recycled plastic, and it offers up to 5% cashback on spend at planet-friendly merchants.
Sustainable Spend Incentives
The DBS Live Fresh Student Card offers a range of incentives to encourage sustainable spending. You can earn up to 5% cashback when you shop at eco-eateries, eco-retailers, and eco-transport providers. This means that you can enjoy your favourite sustainable products and services while earning rewards at the same time.
Eco-Retailer Partnerships
The DBS Live Fresh Student Card has partnered with a range of eco-retailers to offer you exclusive deals and discounts. You can enjoy discounts on sustainable fashion, eco-friendly household products, and much more. Some of the eco-retailers that the DBS Live Fresh Student Card has partnered with include The Green Collective, The Sustainability Project, and The Source Bulk Foods.
Lifestyle Benefits
As a student, you want to make the most out of your money while enjoying your lifestyle. With the DBS Live Fresh Student Card, you can do just that. Here are some of the lifestyle benefits that come with the card.
Dining and Entertainment
If you love dining out and watching movies, the DBS Live Fresh Student Card is perfect for you. You can enjoy up to 5% cashback on dining and entertainment spend. This includes popular outlets like Starbucks, McDonald’s (including McDelivery), Golden Village, Netflix, and Spotify. Best of all, there’s no minimum spend requirement, so you can enjoy these benefits no matter how much you spend.
Online Shopping Perks
With the rise of e-commerce, online shopping has become a part of our daily lives. The DBS Live Fresh Student Card offers attractive perks for online shopping. You can enjoy up to 5% cashback on online spend, including popular online merchants like Lazada, Shopee, and Zalora. Plus, you can enjoy free shipping on Lazada and Shopee with no minimum spend.
Travel and Transport
Whether you’re commuting to school or exploring Singapore, the DBS Live Fresh Student Card has got you covered. You can enjoy up to 5% cashback on Visa contactless spend, including public transport and EZ-Link top-ups. Plus, you can enjoy the benefits of SimplyGo, which allows you to use your card to pay for public transport without the need for an EZ-Link card.
Exclusivity and Promotions
Student-Exclusive Offers
As a student, you deserve exclusive offers and privileges, and the DBS Live Fresh Student Card delivers just that. With this card, you can enjoy discounts and cashback on a wide range of student-friendly brands, including Netflix, Spotify, Golden Village, Starbucks, and McDelivery.
To make things even better, the DBS Live Fresh Student Card comes with no minimum spend requirement, making it easy for you to enjoy these exclusive offers without breaking the bank.
Promotional Deals
In addition to student-exclusive offers, the DBS Live Fresh Student Card also offers a variety of promotional deals throughout the year. These deals can range from discounts on shopping and dining to cashback on transportation expenses.
To take advantage of these promotions, all you need to do is keep an eye out for promo codes and other special offers from DBS. With the DBS Live Fresh Student Card, you can enjoy all the perks of being a student while saving money at the same time.
So what are you waiting for? Apply for the DBS Live Fresh Student Card today and start enjoying all the exclusive offers and promotions that come with it.
Using Your Card Responsibly
As a responsible cardholder, it is essential to manage your credit effectively. The DBS Live Fresh Student Card is an excellent tool for students who want to learn how to manage their finances. Here are a few tips to help you use your card responsibly.
Credit Management
The DBS Live Fresh Student Card offers an interest-free period of up to 20 days. This period gives you time to pay off your balance without incurring any interest charges. However, it is crucial to pay your balance in full before the due date to avoid any interest charges.
The annual interest rate for the DBS Live Fresh Student Card is 26.8%. It is essential to keep this in mind when using your card. If you cannot pay your balance in full, try to pay as much as you can to reduce the amount of interest charged.
Avoiding Extra Fees
The DBS Live Fresh Student Card offers cash advance services. However, it is essential to note that cash advances come with a fee of 6% of the amount withdrawn or SGD 15, whichever is higher. Additionally, interest is charged on cash advances from the day of withdrawal until the amount is paid in full.
To avoid extra fees, try to use your card only for purchases that you can pay off in full before the due date. Also, be aware of any minimum spend requirements and exclusions. Some merchants may not accept contactless payment, so it is always best to carry some cash with you.
If you have any questions or concerns about your DBS Live Fresh Student Card, you can contact the bank’s customer service team. They will be happy to assist you with any issues you may have.
Tip
Take advantage of contactless payments with your DBS Live Fresh Student Card! Many merchants now accept contactless payments, making transactions quick and convenient. Just tap your card on the reader and go – no need to swipe or insert your card.
Plus, it’s a secure way to pay, keeping your transactions safe from fraudsters. Get ahead of the curve and embrace the ease of contactless payments with your DBS Live Fresh Student Card today!
Partnered Eco-Friendly Initiatives
DBS Live Fresh Student Card is Singapore’s first eco-friendly credit card made from 85.5% recycled plastic. The card is designed to reward consumers who adopt green and sustainable practices in their daily lives.
With the DBS Live Fresh Student Card, you can earn up to 5% cashback on your favorite brands and an additional 5% Green Cashback on selected Eco-Eateries, Retailers, and Transport Services. Here are some of the partnered eco-friendly initiatives you can enjoy with the DBS Live Fresh Student Card:
Collaborations with Eco-Brands
DBS Live Fresh Student Card has partnered with several eco-friendly brands to offer you discounts and cashback rewards on your purchases. For instance, you can enjoy a 15% discount on your total bill at Open Farm Community and The Summerhouse, two of Singapore’s most popular farm-to-table restaurants.
You can also earn up to 5% cashback on your purchases at Little Farms, a premium grocery store that offers fresh and organic produce. Moreover, you can enjoy a 10% discount on your purchases at Scoop Wholefoods, a zero-waste store that offers a wide range of package-free goods.
Supporting Local Eco-Projects
DBS Live Fresh Student Card is committed to supporting local eco-projects that promote sustainability and environmental conservation. For instance, you can earn up to 5% Green Cashback on your purchases at Your Sustainable Store, a social enterprise that offers eco-friendly and sustainable products.
You can also enjoy a 10% discount on your purchases at Supernature, a health food store that offers organic and natural products. Moreover, you can enjoy free electric vehicle charging at selected charging stations across Singapore. Additionally, you can enjoy discounted rates on SG Bike, Singapore’s first bike-sharing provider that offers a convenient and eco-friendly way to travel around the city.
Comparisons with Other Student Cards
When it comes to choosing a student credit card, there are several options available in Singapore. Here’s a quick comparison of DBS Live Fresh Student Card with some of the other popular student cards in the market.
DBS vs UOB
If you’re looking for a student card that offers cashback on dining and entertainment, both DBS Live Fresh and UOB Evol Card could be good options. However, DBS Live Fresh offers a higher cashback rate of 5% on selected categories such as online shopping, contactless payments, and transport. On the other hand, UOB Evol Card offers a 1% rebate on all other spend categories, while DBS Live Fresh offers a 0.3% rebate.
DBS vs OCBC
DBS Live Fresh and OCBC Frank Card are both popular student cards, but they have different perks. While DBS Live Fresh offers 5% cashback on selected categories such as online shopping, contactless payments, and transport, OCBC Frank Card offers 6% cashback on online shopping, movies, and entertainment. However, OCBC Frank Card has a minimum spend requirement of SGD 600, while DBS Live Fresh has no minimum spend requirement.
DBS vs Maybank
Maybank EviBes and DBS Live Fresh are both great student cards, but they offer different perks. Maybank EviBes offers 8% cashback on transport and petrol, while DBS Live Fresh offers 5% cashback on selected categories such as online shopping, contactless payments, and transport. However, Maybank EviBes has a minimum spend requirement of SGD 500, while DBS Live Fresh has no minimum spend requirement.
Navigating the Singapore Student Scene
As a young adult in Singapore, you’re part of a vibrant and dynamic community of students, with a wealth of opportunities to explore and enjoy. Whether you’re studying at one of the many universities or polytechnics in the city, or simply looking to make the most of your free time, there’s always something exciting going on.
Universities and Polytechnics Partnerships
Singapore is home to some of the top universities and polytechnics in the world, including the National University of Singapore, Nanyang Technological University, and Singapore Management University. These institutions offer a wide range of courses and programmes, covering everything from business and engineering to the arts and sciences.
In addition to their academic programmes, many universities and polytechnics in Singapore also offer a range of partnerships and collaborations with local businesses and organisations. These partnerships provide students with valuable opportunities to gain real-world experience and develop their skills in a practical setting.
Lifestyle for the Young Adult
As a young adult in Singapore, you’re part of a generation that’s grown up with the internet and all the opportunities it offers. Whether you’re looking to connect with friends and family, explore new hobbies and interests, or simply stay up-to-date with the latest news and trends, there are countless online resources available to you.
Of course, there’s more to life than just the internet, and Singapore offers a wealth of opportunities for young adults to explore and enjoy. From shopping and dining to arts and culture, there’s always something exciting going on in the city. And with a range of public transport options available, it’s easy to get around and explore everything that Singapore has to offer.
Frequently Asked Questions
What are the cashback benefits of the DBS Live Fresh Student Card?
The DBS Live Fresh Student Card offers up to 5% cashback on various categories such as online shopping, dining, and entertainment. You can also earn up to S$50 cashback per calendar month without any minimum spend requirement. With this card, you can enjoy discounts and promotions from selected merchants.
What is the credit limit for the DBS Live Fresh Student Card?
The credit limit for the DBS Live Fresh Student Card is S$500. This limit is designed to help you manage your expenses and avoid overspending. However, you can always request for a credit limit increase if you need more spending power.
How does the DBS Live Fresh Student Card compare to the Maybank eVibes in terms of perks?
The DBS Live Fresh Student Card and Maybank eVibes both offer cashback rewards and exclusive discounts. However, the DBS Live Fresh Student Card has a wider range of categories for cashback rewards, including online shopping, entertainment, and transportation. Additionally, the DBS Live Fresh Student Card is eco-friendly, made from 85.5% recycled plastic.
What is the minimum spend required to qualify for rewards on the DBS Live Fresh Card?
There is no minimum spend required to qualify for rewards on the DBS Live Fresh Student Card. You can earn cashback on all your purchases, regardless of the amount. This makes it easier for you to manage your expenses and earn rewards at the same time.
How quickly can I expect DBS to approve my student card application?
DBS typically approves student card applications within 7 to 14 business days. However, the processing time may vary depending on the completeness and accuracy of your application. To ensure a smooth and fast application process, make sure to provide all the necessary documents and information.
Are there any specific advantages to getting a student credit card over a regular one?
Yes, there are specific advantages to getting a student credit card over a regular one. Student credit cards often have lower credit limits and fewer fees, making them easier to manage. Additionally, student credit cards offer rewards and discounts that are tailored to students’ needs and lifestyles. With the DBS Live Fresh Student Card, you can enjoy cashback rewards on categories such as online shopping, dining, and entertainment, as well as exclusive discounts from selected merchants.
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