Are you looking for a credit card that can help you earn miles for your next trip? Look no further than the Citi PremierMiles Card Singapore. This credit card offers a variety of benefits that can help you earn miles quickly and easily.
In this quick review, we’ll take a closer look at the Citi PremierMiles Card Singapore and what it has to offer. We’ll examine the card’s features, including its earn rates, transfer partner variety, and Citi PayAll program. We’ll also explore the card’s pros and cons, so you can make an informed decision about whether it’s the right choice for you. Let’s get started!
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Looking to earn miles for your next adventure? The Citi PremierMiles Card Singapore might be your perfect travel companion. Here’s a quick overview:
- Earn miles: Up to 2 Citi Miles per S$1 spent locally and overseas, with never-expiring miles!
- Travel perks galore: Enjoy complimentary travel insurance, exclusive airport lounge access, and Priority Pass membership.
- Flexible rewards: Redeem miles for flights, hotels, and more, with diverse transfer partners and various redemption options.
- Reasonable fees: Annual fee waived for the first year, with opportunities for subsequent waivers.
Ideal for: Frequent travelers who want to earn miles and enjoy travel benefits.
Not ideal for: Those who don’t travel often or have trouble meeting spending requirements.
For more details, check out the full article!
Key Features of the Citi PremierMiles Card
Are you looking for a credit card that rewards you for your spending and offers exclusive travel perks? Look no further than the Citi PremierMiles Card. Here are some of the key features of this exciting card:
Earning Miles on Every Spend
With the Citi PremierMiles Card, you can earn miles on every spend you make, both locally and overseas. For every S$1 spent locally, you can earn up to 1.2 Citi Miles, and for every S$1 spent in foreign currency, you can earn up to 2 Citi Miles. This means that every time you use your card, you are getting closer to your next travel adventure.
Never-Expiring Miles
One of the best things about the Citi PremierMiles Card is that your miles never expire. This means that you can accumulate miles over time and use them whenever you are ready to book your next trip. You don’t have to worry about losing your miles if you don’t use them within a certain period, unlike other credit cards that have an expiry date.
In addition to earning miles on every spend, the Citi PremierMiles Card also offers bonus miles when you sign up. New-to-bank Citi PremierMiles Cardholders can choose between two sign-up offers: 8,000 bonus miles with a minimum spend of S$800 and a first-year fee waiver or 30,000 bonus miles with a minimum spend of S$800 and payment of the S$194.40 annual fee.
Travel Benefits Galore
If you are a frequent traveller, you will be pleased to know that the Citi PremierMiles Card Singapore offers a range of travel benefits that will make your journeys more comfortable and enjoyable. Here are some of the travel benefits you can enjoy with this card:
Complimentary Travel Insurance
With the Citi PremierMiles Card Singapore, you get complimentary travel insurance coverage of up to $1 million. This includes coverage for accidental death or disablement, medical expenses, travel inconvenience, and more. You can rest assured that you are covered for any unforeseen circumstances that may occur during your travels.
Exclusive Lounge Access
As a Citi PremierMiles Card Singapore cardholder, you get exclusive access to airport lounges around the world. This means that you can relax in a comfortable and quiet environment before your flight, away from the hustle and bustle of the airport. You can enjoy free food and drinks, Wi-Fi, and other amenities that will make your wait more enjoyable.
Priority Pass Membership
In addition to exclusive lounge access, you also get a complimentary Priority Pass membership with the Citi PremierMiles Card Singapore. This means that you can access over 1,000 airport lounges worldwide, regardless of the airline or class of travel. You can enjoy free lounge visits, and your guests can also enjoy the same privileges at a discounted rate.
Financial Prerequisites
Before applying for the Citi PremierMiles Card, it is important to understand the financial prerequisites that come with it. This will help you determine whether you meet the requirements and can benefit from the card’s features.
Annual Fee and Waivers
The Citi PremierMiles Card has an annual fee of S$192.60 (inclusive of GST), which is waived for the first year. To continue enjoying the annual fee waiver in subsequent years, you need to spend at least S$10,000 on the card in the previous year. This is a reasonable amount to spend for most people who use credit cards regularly.
Income Requirements
To be eligible for the Citi PremierMiles Card, you need to meet certain income requirements. The minimum income requirement for Singaporeans is S$30,000 per annum, while for non-Singaporeans it is S$42,000 per annum. This is a reasonable income requirement for a card that offers such great benefits.
It is important to note that if you do not meet the minimum income requirement, you can still apply for a secured version of the card by placing a S$10,000 fixed deposit with Citibank. This will give you a credit limit of approximately 80-90% of the fixed deposit amount. This is a great option for those who do not meet the minimum income requirement but still want to enjoy the benefits of the Citi PremierMiles Card.
Annual Income and Minimum Income Requirement
Your annual income is an important factor when applying for the Citi PremierMiles Card. It is important to ensure that you meet the minimum income requirement before applying for the card. If you do not meet the minimum income requirement, you will not be eligible for the card.
Rewards and Redemption
Are you looking for a credit card that offers great rewards and flexibility in redemption? Look no further than the Citi PremierMiles Card Singapore. With this card, you can earn Citi Miles for every dollar spent, which can be redeemed for a variety of rewards.
Diverse Transfer Partners
One of the best things about the Citi PremierMiles Card Singapore is the diverse range of transfer partners available. You can transfer your Citi Miles to 11 airline partners, including Singapore Airlines’ KrisFlyer Miles program. This means you can redeem your miles for flights, upgrades, and other travel-related expenses.
In addition to airline partners, you can also transfer your Citi Miles to hotel loyalty programs, such as Hilton Honors and IHG Rewards Club. This gives you even more options for redeeming your miles for hotel stays, upgrades, and other perks.
Redemption Flexibility
The Citi PremierMiles Card Singapore also offers great flexibility in redemption. You can redeem your Citi Miles for a variety of rewards, including flights, hotel stays, merchandise, and more. Plus, you can choose to redeem your miles for cash rebates through SMS, or use Citi Pay with Points to pay for purchases at participating merchants.
If you prefer to redeem your miles for flights, you can do so through the Citi ThankYou Rewards program. This program allows you to search for flights across multiple airlines and book your travel directly through the Citi ThankYou Rewards portal. Plus, you can use your Citi Miles to pay for taxes and fees associated with your flight redemption.
Tip
Excited to maximize your Citi PremierMiles Card Singapore rewards? Here’s a game-changer! Did you know that by strategically timing your redemption, you can unlock even greater value?
Keep an eye out for special promotions or limited-time offers from Citi’s transfer partners. These can range from bonus miles for specific redemptions to discounted rates for hotel stays and flights.
Additional Card Benefits
Supplementary Cards
The Citi PremierMiles Card is a great option for those who want to earn miles quickly and easily. One of the best things about this card is that you can get supplementary cards for your family members and friends. This means that you can earn miles not only on your own spending but also on the spending of those who are authorized to use your card.
With up to 5 free supplementary cards, you can easily share the benefits of your Citi PremierMiles Card with your loved ones. Plus, you can track the spending of each cardholder separately, making it easier to manage your expenses.
Citi PayAll for Bill Payments
Citi PayAll is a great feature that allows you to earn miles on your bill payments. You can use this feature to pay for bills such as condo management fees, school fees, and utility bills. By doing so, you can earn miles on your everyday expenses, which can help you reach your travel goals faster.
With Citi PayAll, you can earn up to 1.2 miles per dollar spent, which is a great rate considering that you’re earning miles on expenses that you would have to pay anyway. Plus, you can use this feature to pay bills that you can’t normally pay with your credit card, such as rent payments.
Comparing Competitors
If you’re in the market for a travel rewards credit card, you may be considering the Citi PremierMiles Card. However, it’s always a good idea to compare your options before making a decision. Here’s how the Citi PremierMiles Card stacks up against two of its competitors: DBS Altitude and UOB PRVI Miles.
Citi PremierMiles vs. DBS Altitude
Both the Citi PremierMiles Card and DBS Altitude Card offer similar rewards for travel spending. However, the DBS Altitude Card may be a better choice for those who frequently book flights and hotels through Expedia, as it offers bonus miles for these purchases. On the other hand, the Citi PremierMiles Card may be a better choice for those who want more flexibility in redeeming their rewards, as it offers miles that can be used with a variety of airlines.
In terms of sign-up bonuses, the Citi PremierMiles Card offers up to 30,000 bonus miles for new cardholders, while the DBS Altitude Card offers up to 10,000 bonus miles. However, the DBS Altitude Card offers a lower annual fee than the Citi PremierMiles Card.
Citi PremierMiles vs. UOB PRVI Miles
The UOB PRVI Miles Card offers a higher earn rate for local spending than the Citi PremierMiles Card. However, the Citi PremierMiles Card offers a higher earn rate for overseas spending, making it a better choice for frequent travellers. The Citi PremierMiles Card also offers a wider range of airline partners for redeeming miles.
In terms of sign-up bonuses, the UOB PRVI Miles Card offers up to 10,000 bonus miles for new cardholders, while the Citi PremierMiles Card offers up to 30,000 bonus miles. However, the UOB PRVI Miles Card offers a lower annual fee than the Citi PremierMiles Card.
When comparing these three cards, it’s important to consider your own spending habits and travel preferences to determine which card will offer the most value for you.
How to Apply
Are you excited to apply for the Citi PremierMiles Card Singapore? The application process is simple and straightforward. Here’s what you need to know:
Eligibility
Before you apply, make sure you meet the eligibility criteria. To be eligible for the Citi PremierMiles Card, you must:
- Be at least 21 years old
- Have a minimum annual income of S$30,000 for Singaporeans and Permanent Residents, or S$42,000 for foreigners
- Have a good credit score
Applying for the Card
To apply for the Citi PremierMiles Card, you can do so online via the Citibank website. The application process is quick and easy, and you should receive a response within a few business days.
During the application process, you will be asked to provide personal and financial information, including your income, employment status, and contact details. You will also need to provide supporting documents such as your NRIC or passport, income documents, and proof of address.
Promotions
One of the perks of applying for the Citi PremierMiles Card is that you may be eligible for promotions. Citibank often offers sign-up bonuses and other promotions to new cardholders, so be sure to check the website for the latest offers.
Charges and Fees
When it comes to credit cards, charges and fees can make or break the deal. With the Citi PremierMiles Card, you’ll be happy to know that the fees are quite reasonable.
First, let’s talk about the annual fee. The primary cardholder is charged S$194.40 per year, while supplementary cards are free of charge. However, you can request a waiver of the first year’s annual fee, subject to conditions.
If you miss a payment, you’ll be charged a late payment fee of S$100. So, make sure to pay your bills on time to avoid this charge. Additionally, if you exceed your credit limit, you’ll be charged an overlimit fee of S$40.
Finally, if you’re traveling abroad, you should be aware of the foreign currency transaction fee. This fee is charged on all transactions made in a currency other than Singapore dollars. The fee is 3.25% of the transaction amount. However, with the Citi PremierMiles Card, you earn 2 Citi Miles per S$1 spent in foreign currency, which can help offset this fee.
Customer Experiences
If you are considering the Citi PremierMiles Card Singapore, it is important to know what other customers have experienced. Here are some key factors to consider:
Online Reviews and Ratings
One way to gauge customer satisfaction is to look at online reviews and ratings. Many customers have left positive reviews about the Citi PremierMiles Card Singapore. For example, on MoneySmart.sg, the card has an overall rating of 4 out of 5 stars. Customers have praised the card’s rewards program, which offers Citi Miles that never expire, as well as its travel perks and lifestyle privileges.
Customer Support and Services
Another important factor to consider is customer support and services. Citi has a reputation for providing excellent customer service, and this extends to the PremierMiles Card Singapore. If you have any questions or concerns, you can contact Citi’s customer service team by phone, email, or live chat. Additionally, the Citi Mobile App makes it easy to manage your account and track your rewards.
Overall, the Citi PremierMiles Card Singapore has received positive feedback from customers. With its generous rewards program and excellent customer service, it is a great choice for Singaporean frequent travellers who want to earn miles on their purchases.
Frequently Asked Questions
What fabulous perks come with the Citi PremierMiles Card’s lounge access?
The Citi PremierMiles Card provides you with complimentary access to over 1,000 airport lounges worldwide, including Priority Pass lounges. You can also bring a guest with you to the lounge free of charge.
How do I redeem my accumulated points with the Citibank PremierMiles Card?
You can redeem your accumulated points for flights, hotel stays, car rentals, and more. Simply log in to your Citibank account and navigate to the rewards redemption page. From there, you can select the reward you want and follow the steps to complete the redemption process.
Could you enlighten me on the foreign transaction fees for the Citi PremierMiles Card?
The Citi PremierMiles Card charges a foreign transaction fee of 3.3% of the transaction amount. However, if you use your card to make purchases in foreign currency while overseas, you will earn 2 Citi Miles per S$1 spent, which can help offset the foreign transaction fee.
What are the benefits of having a supplementary Citi PremierMiles Card?
Having a supplementary Citi PremierMiles Card allows you to earn miles on the spending of your family members. You can also enjoy shared benefits such as lounge access and travel insurance coverage.
How do the Citi PremierMiles and Citi Rewards cards compare in terms of benefits?
The Citi PremierMiles Card is designed for frequent travellers who want to earn miles quickly and enjoy travel perks such as lounge access. The Citi Rewards Card, on the other hand, is designed for those who want to earn rewards points on their everyday spending. While both cards offer similar earn rates, the Citi PremierMiles Card offers more travel-related benefits.
What travel insurance coverage does the Citi PremierMiles Card offer?
The Citi PremierMiles Card offers complimentary travel accident insurance of up to S$1 million, as well as travel inconvenience coverage for flight delays, lost luggage, and trip cancellations. To be eligible for these benefits, you must charge your travel expenses to your Citi PremierMiles Card.
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