Are you looking for a credit card that rewards you with air miles for your everyday spending? Look no further than the UOB PRVI Miles Card Singapore. This credit card offers a generous earn rate of 1.4 miles per dollar spent locally and 2.4 miles per dollar spent overseas. With its entry-level income requirement of $30,000 for Singaporeans and $40,000 for foreigners, it’s an accessible option for many.
But the UOB PRVI Miles Card Singapore is more than just a way to earn air miles. It also offers a range of benefits that make it an attractive choice for frequent travellers. For example, cardholders can enjoy up to six complimentary airport transfers per year, as well as discounts on airport limousine services. Plus, with UOB’s partnerships with airlines such as Singapore Airlines and Cathay Pacific, you can redeem your miles for flights to a variety of destinations.
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Tight on time? This card might be worth your attention.
The UOB PRVI Miles Card Singapore is a credit card designed to help you rack up air miles quickly on everyday purchases. With a low entry-level income requirement (S$30,000 for Singaporeans), it’s accessible to many.
Here’s what makes it stand out:
- Earn up to 1.4 miles per dollar locally and 2.4 miles per dollar overseas.
- Enjoy complimentary airport limousine transfers (up to 2 per year).
- Redeem miles for flights and travel with various partners.
Think you might be interested? There’s more to explore like bonus miles, travel insurance, and online services. But this should give you a quick idea of what the UOB PRVI Miles Card offers.
Want to know more? This article dives deeper into the card’s features, fees, and benefits.
Overview of UOB PRVI Miles Card
If you’re looking for a credit card that will help you earn miles quickly, then the UOB PRVI Miles Card is definitely worth considering. This card is designed to help you earn miles on all your purchases, making it a great option for frequent travellers or anyone who wants to save money on flights.
Key Features
The UOB PRVI Miles Card comes with a range of features that make it an excellent choice for anyone who wants to earn miles quickly. Some of the key features of this card include:
- High earn rates: With the UOB PRVI Miles Card, you can earn up to 1.4 miles for every dollar you spend locally and up to 2.4 miles for every dollar you spend overseas. This makes it one of the most generous miles cards in Singapore.
- No minimum spend: Unlike some other miles cards, the UOB PRVI Miles Card has no minimum spend requirement. This means that you can earn miles on all your purchases, no matter how small.
- Airport limousine service: Cardholders can enjoy up to two complimentary airport limousine transfers per year. This is a great perk for anyone who travels frequently or wants to start their trip in style.
- Travel insurance: When you use your UOB PRVI Miles Card to book your travel, you’ll be covered by travel insurance. This includes coverage for trip cancellation, travel delay, and lost baggage.
Card Variants: American Express, Visa, and Mastercard
The UOB PRVI Miles Card comes in three different variants: American Express, Visa, and Mastercard. Each of these variants has its own unique benefits and features, so it’s important to choose the one that’s right for you.
The American Express variant of the UOB PRVI Miles Card is great for anyone who wants to earn miles quickly. With this card, you can earn up to 1.4 miles for every dollar you spend locally and up to 2.4 miles for every dollar you spend overseas. You’ll also enjoy a range of other benefits, including complimentary airport limousine transfers and travel insurance.
The Visa variant of the UOB PRVI Miles Card is perfect for anyone who wants to earn miles on all their purchases. With this card, you can earn up to 1.4 miles for every dollar you spend locally and up to 2.4 miles for every dollar you spend overseas. You’ll also enjoy a range of other benefits, including complimentary airport limousine transfers and travel insurance.
The Mastercard variant of the UOB PRVI Miles Card is great for anyone who wants to earn miles quickly and enjoy a range of other benefits. With this card, you can earn up to 1.4 miles for every dollar you spend locally and up to 2.4 miles for every dollar you spend overseas. You’ll also enjoy a range of other benefits, including complimentary airport limousine transfers and travel insurance.
Eligibility and Fees
If you are interested in applying for the UOB PRVI Miles Card Singapore, you must first ensure that you meet the eligibility criteria. Here are the details you need to know:
Income Requirements
To be eligible for the UOB PRVI Miles Card Singapore, you must have a minimum annual income of S$30,000 if you are a Singapore citizen or permanent resident. If you are a foreigner, you must have a minimum annual income of S$40,000.
Annual Fees and Waivers
The UOB PRVI Miles Card Singapore comes with an annual fee of S$256.80 (inclusive of GST) for the primary cardholder. However, UOB offers a first-year annual fee waiver for new cardholders. Additionally, UOB may offer promotional bonus miles for paying the first year’s annual fee.
Charges and Interest Rates
The UOB PRVI Miles Card Singapore charges an overlimit fee of S$40 and a late payment fee of S$90. The interest rate for outstanding balances is 25.9% per annum, and the minimum monthly payment is 3% of the outstanding balance or S$50, whichever is higher.
Tip
Excited to start earning miles with your UOB PRVI Miles Card Singapore? Here’s a golden nugget of information for you: Keep an eye out for exclusive promotions and bonuses!
UOB frequently rolls out enticing offers, such as bonus miles for hitting spending milestones or special rewards for using your card at selected merchants. Be sure to regularly check your email or the UOB website for updates on these fantastic deals.
With these promotions, you can supercharge your miles accumulation and unlock amazing travel rewards faster than ever before!
Rewards and Benefits
If you’re a frequent traveller, the UOB PRVI Miles Card Singapore is the perfect credit card for you. It offers a range of rewards and benefits that will make your travel experience more enjoyable and convenient. Here are some of the most exciting benefits of the UOB PRVI Miles Card:
Local and Overseas Earn Rates
With the UOB PRVI Miles Card, you can earn up to 1.4 miles per dollar spent locally and 2.4 miles per dollar spent overseas. This is one of the highest earn rates for a miles card in Singapore. You can also earn 10X UNI$ (or 4 miles) per dollar spent on travel-related expenses such as hotels, airlines, and travel agencies.
Bonus Miles and Promotions
The UOB PRVI Miles Card offers many bonus miles and promotions to help you earn miles faster. For instance, you can earn up to 6 miles per dollar spent on Expedia and Agoda bookings. You can also earn up to 3 miles per dollar spent on Grab rides and food orders.
Travel Perks and Insurance
The UOB PRVI Miles Card offers a range of travel perks and insurance to make your trip more convenient and stress-free. For example, you can enjoy complimentary airport transfers and lounge access at selected airports. You can also get up to $1 million travel insurance coverage when you charge your travel expenses to your UOB PRVI Miles Card.
Spending and Redemption
Spending Categories and Rewards
With the UOB PRVI Miles Card, you can earn miles for all your spending. You’ll earn 1.4 miles per S$1 spent locally, 2.4 miles per S$1 spent overseas, and 6 miles per S$1 spent on major airlines and hotels booked through Agoda, Expedia, and UOB Travel. This makes it a great card for travel enthusiasts who want to earn miles quickly.
In addition, the UOB PRVI Miles Card offers a welcome bonus of up to 50,000 miles for new cardmembers who spend a minimum of S$1,000 per month for two consecutive months from the card approval date and pay the first year’s annual fee of S$240 (subject to prevailing GST). SMS registration is required.
Miles Redemption and Transfer Partners
Redeeming your miles is easy with the UOB PRVI Miles Card. You can use your miles to offset your travel expenses, including flights, hotels, and car rentals, or transfer them to a range of airline and hotel loyalty programmes.
UOB PRVI Miles Cardholders can transfer their miles to KrisFlyer Miles, Asia Miles, Qantas Frequent Flyer, and many other airline partners. You can also transfer your miles to the UOB$ Rewards Programme, which allows you to redeem your points for vouchers and gifts from a wide range of UOB$ merchants.
Additional Features
Supplementary Cards and Benefits
One of the best things about the UOB PRVI Miles Card is that it allows you to share the benefits with your loved ones. You can apply for up to 5 supplementary cards for your family members, and they can enjoy the same benefits as you. This is perfect if you want to earn miles faster, as every dollar spent on the supplementary cards will also earn you miles.
Moreover, the supplementary cards come with their own set of benefits, including access to airport lounges and travel insurance. You can also set individual credit limits for each card, so you can control your spending.
Online Services and Mobile Payments
UOB offers a range of online services and mobile payment options to make your life easier. With UOB’s online banking platform, you can manage your account, pay your bills, and transfer funds from the comfort of your own home. You can also view your transaction history and check your rewards points balance.
If you’re always on the go, you’ll love UOB’s mobile app. You can use it to check your account balance, pay your bills, and transfer funds. You can also use it to make payments with UOB’s PayNow service, which allows you to transfer funds instantly to anyone with a Singapore bank account.
In addition, the UOB PRVI Miles Card is compatible with a range of mobile payment options, including Apple Pay, Google Pay, and Samsung Pay. This means you can use your phone to make payments at participating merchants, without having to carry your physical card with you.
Terms and Conditions
If you are considering the UOB PRVI Miles Card, it is important to understand the terms and conditions that come with it. Here are some key points to keep in mind:
Understanding the Fine Print
The UOB PRVI Miles Card comes with a number of terms and conditions that you should be aware of. For example, you will need to meet certain income requirements in order to be eligible for the card. Additionally, there are rules around how you can earn and redeem miles, and what types of purchases qualify for rewards.
One important thing to note is that the UOB PRVI Miles Card has different earn rates depending on whether you use the American Express, Mastercard, or Visa version of the card. However, the earn rates are the same across all three cards.
Avoiding Pitfalls and Fees
While the UOB PRVI Miles Card can be a great way to earn rewards on your spending, it is important to be aware of any fees or charges that may apply. For example, if you use your card for a balance or funds transfer, you may be charged a fee. Additionally, cash advances may also come with fees and higher interest rates.
To avoid any unnecessary fees or charges, it is important to read the terms and conditions carefully and use your card responsibly. Make sure you understand how interest and finance charges are calculated, and avoid using your card for gambling or other high-risk activities.
Comparative Analysis
Competing Cards in the Market
When it comes to entry-level non-premium miles credit cards in Singapore, there are a few options available. Some of the notable ones include the Citi PremierMiles Card, the DBS Altitude Card, and the American Express Singapore Airlines KrisFlyer Credit Card. These cards offer varying earn rates and benefits, but they all have one thing in common: they have lower earn rates compared to the UOB PRVI Miles Card.
Unique Selling Points of UOB PRVI Miles Card
The UOB PRVI Miles Card is often marketed as the “highest limitless miles card” in Singapore, and for good reason. With an earn rate of 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, it offers one of the best earn rates in the market. Additionally, it has a unique airport limo benefit that allows you to enjoy up to two complimentary limousine transfers per quarter when you charge at least S$1,000 to your card in the same quarter.
Another unique selling point of the UOB PRVI Miles Card is its partnership with major airlines and hotels via Agoda, Expedia, and UOB Travel. Cardholders can earn up to 6 miles per S$1 spent on these platforms, which is a great way to earn even more miles for your travels.
In credit card reviews, the UOB PRVI Miles Card consistently ranks high due to its high earn rates and unique benefits. If you’re looking for a credit card that can help you earn miles quickly and easily, the UOB PRVI Miles Card is definitely worth considering.
Customer Support and Services
As a UOB PRVI Miles Cardholder, you can expect excellent customer support and services that are available to assist you whenever you need them. Here are some of the key features of the customer support and services offered by UOB:
Dedicated Hotline and Assistance
UOB provides a dedicated hotline that you can call at any time to get assistance with your UOB PRVI Miles Card. The hotline is available 24/7, and you can use it to report lost or stolen cards, request emergency cash, or get information about your account. The hotline is staffed by knowledgeable and friendly customer service representatives who are always ready to help you with any questions or concerns you may have.
Emergency Services and Protections
In addition to the dedicated hotline, UOB also provides emergency services and protections to UOB PRVI Miles Cardholders. If you are travelling and need emergency medical assistance, UOB can help you find a local doctor or hospital. UOB also offers identity theft protection, which can help you recover your identity and credit if your identity is stolen.
Frequently Asked Questions
What sensational benefits can I expect with UOB PRVI Miles card for overseas expenditures?
The UOB PRVI Miles card offers one of the highest earn rates in Singapore for overseas expenditures. You can earn up to 2.4 miles per dollar spent, which is perfect for those who love to travel. Additionally, you can enjoy complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to your UOB PRVI Miles card.
How thrilling is the miles redemption process with the UOB PRVI Miles card?
The miles redemption process with the UOB PRVI Miles card is very straightforward and easy to understand. You can redeem your miles for flights, hotel stays, and other travel-related expenses. You can also use your miles to offset your purchases at selected merchants.
Are there any exhilarating promotions currently available for UOB PRVI Miles cardholders?
UOB PRVI Miles cardholders can enjoy exclusive promotions and discounts on travel-related expenses such as flights and hotel stays. You can check the UOB website for the latest promotions and offers.
What’s the expiry period for miles earned with the UOB PRVI Miles card?
The miles earned with the UOB PRVI Miles card are valid for two years from the date of accrual. It is important to note that the miles will expire on a first-in, first-out basis.
Can you compare the exhilarating benefits of the UOB PRVI Miles card versus the UOB KrisFlyer card?
The UOB PRVI Miles card and the UOB KrisFlyer card both offer great benefits for frequent travellers. The UOB PRVI Miles card offers a higher earn rate for overseas expenditures, while the UOB KrisFlyer card offers exclusive privileges with Singapore Airlines and its partners. It ultimately depends on your travel preferences and spending habits.
How does the UOB PRVI Miles card fare against the Citi PremierMiles card in terms of rewards?
The UOB PRVI Miles card and the Citi PremierMiles card are both great options for earning miles. The UOB PRVI Miles card offers a higher earn rate for overseas expenditures, while the Citi PremierMiles card offers a wider range of redemption options. It is recommended to compare the benefits and fees of both cards before making a decision.
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