If you are a frequent traveller or someone who loves to collect miles, the OCBC VOYAGE Credit Card Singapore is worth considering. This premium credit card offers a range of features and benefits that make it stand out from other credit cards in Singapore.
One of the most attractive features of the OCBC VOYAGE Credit Card Singapore is its flexible miles redemption program. You can redeem your miles for flights, hotel stays, and other travel-related expenses, giving you the ultimate flexibility to plan your travel. Additionally, the card offers unlimited airport lounge access for both principal and supplementary cardholders, making it a great choice for those who value luxury and comfort while travelling.
The OCBC VOYAGE Credit Card Singapore also comes with a range of other benefits, including travel insurance coverage, exclusive dining privileges, and access to exclusive events and promotions. Although the annual fee for the card is relatively high, the benefits and rewards you can earn with the card can easily offset this cost. Overall, if you are a frequent traveller looking for a premium credit card that offers flexibility, luxury, and rewards, the OCBC VOYAGE Credit Card Singapore is definitely worth considering.
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Looking to earn miles and travel in style? The OCBC VOYAGE Credit Card Singapore might be the perfect fit for you. This premium card offers a range of benefits for frequent flyers and luxury seekers, including:
- Unlimited airport lounge access: Relax in comfort and enjoy complimentary refreshments at over 80 airport lounges worldwide.
- Flexible miles redemption: Redeem your VOYAGE Miles for flights, hotels, car rentals, or even offset travel purchases.
- Exclusive travel perks: Enjoy travel insurance, 24/7 concierge service, and access to special promotions and discounts.
- High miles earning rates: Earn 2.2 miles per dollar spent on foreign currency and 1.3 miles per dollar spent locally.
While the annual fee of S$488 might seem steep, the card’s rewards and benefits can easily offset the cost.
Still unsure? Check out the full article for a deeper dive into the card’s features, fees, and eligibility criteria.
Key Features and Benefits
If you’re looking for a credit card that can offer you luxury perks and exclusive travel benefits, the OCBC VOYAGE Credit Card Singapore might be just what you need. Here are some of the key features and benefits that make this card stand out from the rest:
Rewards and Voyage Miles
With the OCBC VOYAGE Credit Card, you can earn Voyage Miles for every dollar you spend. These miles can be redeemed for a wide range of travel rewards, including flights, hotel stays, and car rentals. You can also use your Voyage Miles to offset the cost of your travel purchases. Plus, there’s no expiry date for your Voyage Miles, so you can save them up for that dream vacation.
Unlimited Lounge Access
One of the most exciting perks of the OCBC VOYAGE Credit Card is the unlimited lounge access it offers. You and your supplementary cardholders can enjoy access to over 80 airport lounges worldwide, including the Plaza Premium Lounge network. Whether you’re travelling for business or pleasure, this feature can help you relax and unwind before your flight.
Exclusive Travel Perks
In addition to unlimited lounge access, the OCBC VOYAGE Credit Card also offers a range of other travel perks and benefits. These include travel insurance coverage, 24/7 concierge service, and access to exclusive travel promotions and discounts. You can also enjoy luxury perks such as complimentary limousine transfers and hotel room upgrades, making your travel experience even more special.
Earning and Redeeming Miles
If you’re looking for a credit card that rewards you for your spending, the OCBC VOYAGE Credit Card Singapore is an excellent option. With this card, you can earn VOYAGE Miles on eligible transactions, which can then be redeemed for a variety of rewards. Here’s what you need to know about earning and redeeming miles:
Miles Accumulation
With the OCBC VOYAGE Credit Card, you can accumulate VOYAGE Miles on both local and foreign currency spend. For local spend, you’ll earn 1.3 VOYAGE Miles for every SGD1 spent. For foreign currency spend, you’ll earn 2.2 VOYAGE Miles for every SGD1 spent. This means that you can accumulate miles quickly, no matter where you’re spending.
Flexible Redemption Options
One of the great things about the OCBC VOYAGE Credit Card is that you have a variety of redemption options. You can redeem your VOYAGE Miles for cash rebates, air miles/points from nine airline and hotel loyalty programmes, or even use them to offset your travel expenses. With the Travel with OCBC programme, you can redeem your VOYAGE Miles for any seat, any flight, any time. This gives you the flexibility to use your miles in a way that works best for you.
Bonus Miles and Promotions
To help you accumulate miles even faster, the OCBC VOYAGE Credit Card offers bonus miles and promotions. For example, new cardmembers can earn up to 15,000 bonus miles when they meet the minimum spend requirement. Additionally, the card often has promotions that allow you to earn bonus miles when you spend a certain amount on eligible transactions. Keep an eye out for these promotions to maximise your miles accumulation.
Travel and Lifestyle Privileges
If you are a frequent traveller or enjoy fine dining and spa experiences, the OCBC VOYAGE Credit Card is the card for you. With this card, you get access to a range of travel and lifestyle privileges that will make your trips more enjoyable and luxurious.
Airport Lounge and Transfer Services
The OCBC VOYAGE Credit Card gives you access to VIP lounges worldwide. You can relax in comfort and enjoy complimentary refreshments, Wi-Fi and other amenities. In addition, you can enjoy complimentary transfer services to and from the airport. This makes your travel experience hassle-free and enjoyable.
Dining and Spa Benefits
If you love fine dining and spa experiences, the OCBC VOYAGE Credit Card is perfect for you. You can enjoy dining privileges at some of the best restaurants in Singapore and around the world. You can also enjoy spa treatments at some of the most luxurious spas in the world. This is a great way to unwind and relax after a long day of travel.
Comprehensive Travel Insurance
The OCBC VOYAGE Credit Card also comes with comprehensive travel insurance. You can travel with peace of mind knowing that you are covered for medical expenses, trip cancellations, lost baggage and other unforeseen events. This is a great benefit that will save you money and give you peace of mind.
Fees and Charges
If you are considering the OCBC VOYAGE Credit Card, it is important to understand the fees and charges that come with it.
Annual Fee and Waivers
The OCBC VOYAGE Credit Card has an annual fee of £488. This fee is not waived for the first year, but you may be eligible for a fee waiver if you meet certain spending requirements. If you spend £60,000 or more annually, the annual fee will be waived. If you are a Premier Banking customer, you can get a fee waiver if you spend £30,000 or more annually.
Interest Rates and Foreign Transaction Fees
The OCBC VOYAGE Credit Card has an interest rate of 25.92% per annum. This rate is charged on any outstanding balances on your card. If you make a foreign transaction, a fee of 2.8% of the transaction amount will be charged. This fee is charged on top of the exchange rate.
In addition to the interest rate and foreign transaction fee, there is also an administrative fee of £100 if you exceed your credit limit. This fee is charged to your card and will appear on your next statement.
Eligibility and Application
If you are interested in applying for the OCBC VOYAGE Credit Card, you must meet certain eligibility criteria. Here’s what you need to know:
Qualification Criteria
To be eligible for the OCBC VOYAGE Credit Card, you must meet the following requirements:
- You must be at least 21 years old.
- You must have a minimum annual income of £70,000.
- You must be a Singaporean citizen or permanent resident, or a foreigner with a valid employment pass.
Application Process
If you meet the qualification criteria, you can apply for the OCBC VOYAGE Credit Card online or in person at an OCBC Bank branch. To apply online, simply visit the OCBC VOYAGE Credit Card page and click on the “Apply Now” button.
When applying for the card, you will need to provide the following documents:
- A copy of your NRIC (for Singaporeans and permanent residents) or passport (for foreigners).
- Your latest computerised payslip or your latest income tax notice of assessment.
- If you are self-employed, you will need to provide your latest income tax notice of assessment and your business registration certificate.
Once you have submitted your application, it will be reviewed by OCBC Bank. If your application is approved, you will receive your new OCBC VOYAGE Credit Card within 7-10 business days.
In terms of minimum spend, the OCBC VOYAGE Credit Card does not have a specific minimum spend requirement. However, to maximise the rewards you earn with the card, it is recommended that you use it for your everyday expenses and larger purchases.
Tip
Looking to make the most out of your OCBC VOYAGE Credit Card? Consider leveraging its benefits by strategically planning your spending. While there’s no specific minimum spend requirement, using your card for everyday expenses and larger purchases can help you rack up rewards faster.
Additionally, keep an eye out for exclusive promotions and offers available to cardholders, which can further enhance your experience and savings. Explore the OCBC VOYAGE Credit Card’s online portal regularly to stay updated on the latest perks and privileges tailored just for you.
Supplementary Cards and Services
If you’re looking to share the benefits of your OCBC VOYAGE Credit Card with your loved ones, you can apply for supplementary cards. Up to two supplementary cards are free for the first year, and S$189 per annum subsequently.
Additional Cardholders
By adding additional cardholders to your account, you can earn rewards faster and enjoy more benefits. Cardholders who spend at least S$60,000 in a membership year (S$30,000 for the OCBC Premier VOYAGE) will receive an annual fee waiver. Moreover, you will receive 15,000 VOYAGE Miles for paying the annual fee each year, which works out to about 3.28 cents per mile.
Concierge and Customer Support
The OCBC VOYAGE Credit Card comes with a personal concierge service that can help you with a range of requests, from making reservations at top restaurants to booking a private jet. This service is available 24/7 and can be accessed by calling the dedicated hotline at +65 6333 1111.
In addition, you can enjoy priority customer service and support from OCBC Premier Private Client Voyage and Bank of Singapore Voyage. These services are designed to provide you with a seamless and personalised banking experience, so you can focus on what matters most to you.
Pros and Cons
The OCBC VOYAGE Credit Card is a great option for frequent travellers and those who love to earn cashback and rewards points. Here are some of the pros and cons of this card:
Pros
- Unlimited Lounge Access: With the OCBC VOYAGE Credit Card, you get unlimited airport lounge visits for both principal and supplementary cardholders. This is a great perk for frequent travellers who want to relax in style before their flights.
- Great Rewards Program: The OCBC VOYAGE Credit Card has a great rewards program that allows you to earn VOYAGE Miles for every dollar spent. These miles can be redeemed for flights, hotel stays, and other travel-related expenses.
- Competitive Cashback Rates: The OCBC VOYAGE Credit Card offers competitive cashback rates on dining, petrol, and online shopping. This is a great way to save money on everyday expenses.
- Flexible Redemption Options: The VOYAGE Miles earned can be redeemed for flights on any airline, hotel stays, and other travel-related expenses. This gives you a lot of flexibility when it comes to redeeming your rewards.
Cons
- High Annual Fee: The OCBC VOYAGE Credit Card has a high annual fee of S$488, which is not waived. This may be a turn-off for some people who are looking for a more affordable credit card option.
- Recurring Bills Ineligible for Rewards: The OCBC VOYAGE Credit Card does not offer rewards for recurring bills such as utilities and telco bills. This means that you may miss out on earning rewards for some of your monthly expenses.
Additional Benefits and Partnerships
The OCBC VOYAGE Credit Card Singapore comes with a host of additional benefits and partnerships that make it an exciting choice for frequent travellers and diners.
Exclusive Partnerships
As a VOYAGE cardholder, you get access to exclusive partnerships with some of the best travel and hospitality brands. You can redeem your VOYAGE Miles for air tickets and hotel accommodation via Travel with OCBC or VOYAGE Exchange. You can also enjoy unlimited lounge access, limo transfers, and more.
One of the partnerships that make the VOYAGE card stand out is its tie-up with Avis. As a VOYAGE cardholder, you get Avis President’s Club status, which gives you priority service, free upgrades, and other perks. You can also enjoy 50% off weekday golf at 50 participating golf clubs across Southeast Asia and 50% off weekday golf at Sentosa Golf Club.
Payment Flexibility
The VOYAGE card also offers payment flexibility through its partnerships with CardUp and the VOYAGE Payment Facility. With CardUp, you can earn miles when you pay for bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. You can receive up to 1.6 VOYAGE Miles (1.3 for OCBC VOYAGE) with every S$1 you spend on your VOYAGE Card. You can also set up recurring payments to enjoy discounted admin fees.
The VOYAGE Payment Facility, on the other hand, allows you to transfer funds to any bank account in Singapore or overseas. You can also use the transfer service to pay for goods and services in 11 different currencies. The VOYAGE card also has transfer partners such as PayPal, Alipay, and WeChat Pay.
In addition to these partnerships, the VOYAGE card also offers restaurant reservations through its partnership with Chope. You can enjoy up to 50% off your dining bill at over 700 restaurants in Singapore, Hong Kong, Shanghai, and Beijing.
Frequently Asked Questions
What fabulous benefits can one enjoy with the OCBC VOYAGE Card?
The OCBC VOYAGE Card offers a range of exciting benefits to cardholders. You can earn VOYAGE Miles for every dollar you spend on the card, which can be redeemed for flights and hotel stays. Additionally, you can enjoy exclusive access to airport lounges, access to luxury travel services, and much more.
How can I gain access to exclusive lounges with my OCBC VOYAGE Card?
With the OCBC VOYAGE Card, you can enjoy complimentary access to over 1000 airport lounges worldwide. Simply present your card at the lounge entrance and enjoy the facilities. You can also bring a guest with you for free.
Are there any thrilling promotions currently available for OCBC VOYAGE Cardholders?
Yes, there are! OCBC regularly offers exciting promotions for VOYAGE Cardholders, such as discounted airfares, hotel stays, and exclusive dining experiences. Keep an eye on the OCBC website or mobile app for the latest promotions.
What are the requirements to qualify for an OCBC Premier VOYAGE Card?
To qualify for an OCBC Premier VOYAGE Card, you need to have a minimum annual income of SGD 120,000 and maintain a minimum deposit of SGD 200,000 with OCBC. Premier VOYAGE Cardholders enjoy additional benefits, such as a dedicated relationship manager and priority access to travel services.
How does one apply for a supplementary OCBC VOYAGE Card?
To apply for a supplementary OCBC VOYAGE Card, simply log in to your OCBC online banking account and follow the instructions. You can apply for up to 5 supplementary cards for your family members or friends. Supplementary cardholders can also earn VOYAGE Miles and enjoy some of the same benefits as the primary cardholder.
Could you tell me the annual fee for the OCBC PPC VOYAGE Card?
The annual fee for the OCBC PPC VOYAGE Card is SGD 488. This fee is not waived for the first year, but you can enjoy many benefits that more than make up for the fee.
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