Are you looking for a credit card that offers great rewards and flexibility? Look no further than the HSBC Revolution Credit Card Singapore! This card is designed for low spenders who want to earn rewards points that can be redeemed for a variety of options, including air miles, cashback, vouchers, and products. Plus, with its $0 minimum spend requirement, it’s easy to start earning rewards right away.
One of the standout features of the HSBC Revolution Credit Card Singapore is its 10x rewards points system. You’ll earn 10 points for every dollar spent on eligible online transactions, dining at local restaurants, and entertainment. This competitive offering is hard to beat, especially when you consider that the multiplier for rewards does not apply to all types of transactions. Plus, with the ability to earn up to 9,000 bonus points (or 4,000 miles) every month, you’ll be well on your way to earning some fantastic rewards.
Overall, the HSBC Revolution Credit Card Singapore is an excellent choice for anyone looking for a rewards card with flexibility and great benefits. With its $0 minimum spend requirement, 10x rewards points system, and ability to earn up to 9,000 bonus points every month, this card is a smart choice for anyone looking to maximize their rewards potential. So why wait? Apply for the HSBC Revolution Credit Card Singapore today and start earning rewards right away!
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Looking for a rewards card with flexibility and no annual fee? Look no further than the HSBC Revolution Credit Card Singapore!
Key features:
- Rewards: Earn 10X points on online & contactless spending (capped monthly). Redeem for air miles, cashback, vouchers, and more.
- No Annual Fee: Enjoy the card’s benefits without any yearly charges.
- Flexibility: Use the card for various spending categories and maximize rewards with online and contactless transactions.
- Additional Perks: Complimentary travel insurance, access to exclusive deals, and more.
Maximize your rewards:
- Use your card for online shopping, food deliveries, and public transport.
- Take advantage of promotions and bonus point offers.
Overall, a great option for low spenders seeking rewards and flexibility.
Ready to learn more? Apply online or visit the HSBC website.
Key Features of the HSBC Revolution Card
If you are looking for a credit card that offers you flexibility and convenience, then the HSBC Revolution Card is the perfect choice for you. Here are some of the key features that make this card stand out:
Reward Points and Bonus Categories
With the HSBC Revolution Card, you can earn reward points on every dollar you spend. The card offers 10X reward points on dining, travel, online, and contactless Visa PayWave and Apple Pay purchases. This means that you can earn up to 4 miles per dollar spent on these categories. Additionally, you can earn 1X reward point for all other spending.
No Annual Fee and Fee Waivers
One of the best things about the HSBC Revolution Card is that it comes with no annual fee. This means that you can enjoy all the benefits of the card without having to pay any fees. Furthermore, the card also offers fee waivers for the first 2 years, which means that you can save even more money.
Exclusive Online and Contactless Payment Benefits
The HSBC Revolution Card offers exclusive benefits for online and contactless payments. You can enjoy a host of benefits such as discounts, cashback, and rewards when you make online or contactless payments using your card.
The card also offers 10X reward points for online purchases, including food deliveries, groceries, online shopping, and travel. Additionally, you can earn 10X reward points for contactless spending, through Visa PayWave, Apple Pay, and Google Pay.
Earning Rewards with the HSBC Revolution
Are you ready to earn rewards with the HSBC Revolution Credit Card? Let’s dive into how you can maximise your rewards and understand the rewards points system.
Maximising the 10X Rewards Programme
With the HSBC Revolution Credit Card, you can earn 10X rewards points on every dollar spent on online transactions and contactless transactions. This means that you can earn up to 10 rewards points for every dollar spent, which is equivalent to 4 miles or 2.5% cashback.
To maximise your rewards, make sure to use your HSBC Revolution Credit Card for all your online and contactless transactions. This includes online shopping, food delivery, and even public transport payments. With no minimum spend required, you can earn rewards points on all your transactions, big or small.
However, do take note of the monthly cap of 10,000 rewards points for online transactions and contactless transactions combined. This means that you can only earn up to 10,000 rewards points per month for these transactions.
Understanding the Rewards Points System
The HSBC Revolution Credit Card uses a rewards points system, where you earn rewards points for every dollar spent. These rewards points can be redeemed for a variety of rewards, including air miles, shopping vouchers, and cash rebates.
For every dollar spent on qualifying transactions, you can earn 1 rewards point. Qualifying transactions include all transactions except for selected transactions such as cash advances, balance transfers, and annual fees.
To redeem your rewards points, simply log in to your HSBC online banking account and select your preferred reward from the rewards catalogue. You can also redeem your rewards points via the HSBC mobile app.
Now that you understand how to maximise your rewards and the rewards points system, it’s time to start earning rewards with your HSBC Revolution Credit Card. Happy spending!
Redeeming Rewards for Maximum Value
When it comes to the HSBC Revolution Credit Card, redeeming your rewards can be an exciting and rewarding experience. The card offers flexible redemption options that allow you to get the most out of your rewards points. Here are some tips to help you redeem your rewards for maximum value.
Travel Bookings and Air Miles Conversion
One of the best ways to redeem your HSBC Revolution rewards points is by booking travel through the HSBC Rewards portal. You can use your points to book flights, hotels, and car rentals. You can also convert your rewards points into air miles with partner airlines such as KrisFlyer, Asia Miles, and Air Miles. This is a great way to stretch your rewards points and get more value out of them.
Vouchers and Online Shopping Deals
Another way to redeem your HSBC Revolution rewards points is by using them to purchase vouchers or online shopping deals. The HSBC Rewards portal offers a wide range of vouchers and deals for popular retailers and brands. You can also use your rewards points to shop online at the HSBC Rewards e-Shop. This is a great way to get discounts on your favourite products and services.
When redeeming your HSBC Revolution rewards points, it’s important to keep in mind that some options offer better value than others. For example, converting your rewards points into air miles can often offer better value than purchasing vouchers or online shopping deals. Be sure to compare your options and choose the one that offers the most value for your rewards points.
Lifestyle Benefits and Perks
Are you someone who enjoys dining out, shopping, and entertainment? If so, the HSBC Revolution Credit Card might be the perfect card for you. This card offers a range of benefits and perks that are tailored to your lifestyle.
Dining, Entertainment, and Shopping Advantages
With the HSBC Revolution Credit Card, you can earn up to 10X Reward points on dining, entertainment, and online shopping. This means that you can enjoy your favourite meals at local restaurants, catch the latest blockbuster movies, and shop online for your favourite products, all while earning rewards points.
In addition to earning rewards points, the HSBC Revolution Credit Card also offers exclusive discounts and promotions at selected dining, entertainment, and shopping outlets. You can enjoy up to 50% off your dining bills at selected restaurants, as well as discounts on movie tickets and shopping vouchers.
Exclusive Travel and Insurance Benefits
If you are a frequent traveller, you will love the travel benefits that come with the HSBC Revolution Credit Card. You can enjoy complimentary travel insurance coverage of up to S$300,000 when you charge your travel expenses to your card. This includes coverage for travel inconveniences such as flight delays, lost baggage, and trip cancellations.
In addition to travel insurance, the HSBC Revolution Credit Card also offers exclusive lounge access at selected airports. You can relax in comfort and style before your flight, enjoying complimentary refreshments and Wi-Fi access.
Tip: Maximize Your Rewards with Strategic Spending
To make the most out of your HSBC Revolution Credit Card, strategically plan your spending to earn up to 10X Reward points on dining, entertainment, and online shopping. Consider consolidating your purchases in these categories to maximize your points accumulation.
Furthermore, don’t forget to leverage the travel benefits provided by your card, such as complimentary travel insurance coverage and airport lounge access. These perks can add considerable value to your travel experiences while providing peace of mind.
Understanding Fees and Charges
If you’re considering getting the HSBC Revolution Credit Card, it’s important to understand the fees and charges that come with it. Here’s what you need to know:
Annual Fees and Waivers
The HSBC Revolution Credit Card has an annual fee of S$160.50. However, this fee was removed on 1 August 2020, and both principal and supplementary cards are now free for life. This is great news for anyone who wants to avoid paying annual fees.
Other Potential Costs to Consider
While the annual fee is no longer a concern, there are other potential costs to consider. For example, if you use your card for foreign currency transactions, you will be charged a fee of 2.8% of the transaction amount. Late payment fees of S$55 will be charged if you miss a payment deadline, and cash advance fees of 6% of the amount withdrawn (minimum S$15) will apply if you use your card to withdraw cash.
It’s also worth noting that there is an overlimit fee of S$40 if you exceed your credit limit. To avoid this fee, make sure you keep an eye on your spending and stay within your credit limit.
Eligibility and Application Process
Are you interested in applying for the HSBC Revolution Credit Card in Singapore? Here is what you need to know about the eligibility requirements and application process.
Income Requirements and Age Criteria
To be eligible for the HSBC Revolution Credit Card, you must be at least 21 years old. For supplementary cardholders, the minimum age is 18 years. Additionally, if you are a Singaporean or a Permanent Resident (PR), your annual income must be at least S$30,000. If you are a foreigner, your annual income must be at least S$40,000.
Step-by-Step Application Guide
Ready to apply for the HSBC Revolution Credit Card? Follow these simple steps:
- Visit the HSBC Revolution Credit Card website.
- Click on the “Apply now” button.
- Fill in your personal details, such as your name, NRIC, and contact information.
- Provide your income details and employment information.
- Review and submit your application.
Once you have submitted your application, HSBC will review it and contact you if they require any additional information. If your application is approved, you will receive your HSBC Revolution Credit Card within 7-10 business days.
Comparative Analysis with Other Credit Cards
HSBC Revolution vs Citi Rewards Card
If you’re in the market for a rewards credit card, you may be wondering how the HSBC Revolution Credit Card stacks up against other popular options like the Citi Rewards Card. Both of these credit cards offer generous rewards programs, but there are some key differences to consider.
The HSBC Revolution Credit Card offers 10X rewards points on online spend and contactless payments, and 1X point for all other spend. On the other hand, the Citi Rewards Card offers 10X rewards points on online and offline shopping, and 1X point on all other spend. While both cards offer similar rewards rates, the HSBC Revolution Credit Card may be a better option for those who primarily shop online or use contactless payment methods.
Another key difference between these two credit cards is the annual fee. The HSBC Revolution Credit Card has no annual fee, while the Citi Rewards Card charges an annual fee of S$192.60. If you’re looking for a rewards credit card that won’t cost you anything to keep, the HSBC Revolution Credit Card may be the better choice.
Benefits Over Other Credit Cards in the Market
The HSBC Revolution Credit Card offers some unique benefits that set it apart from other credit cards in the market. For example, cardholders can enjoy up to 16% instant discount at all Caltex and Shell stations in Singapore. Additionally, cardholders can enjoy up to 10% off at over 100 dining outlets in Singapore.
Another benefit of the HSBC Revolution Credit Card is that it offers a complimentary supplementary card, which can be a great way to earn even more rewards points. Plus, with no annual fee, you won’t have to worry about paying extra to add a supplementary cardholder to your account.
Overall, the HSBC Revolution Credit Card is a great option for those who want to earn rewards points on their everyday spending without paying an annual fee. While there are other credit cards in the market that offer similar rewards rates, the unique benefits of the HSBC Revolution Credit Card make it a standout option.
Additional Tips and Strategies
Managing Your Credit Card for Optimal Rewards
To make the most of your HSBC Revolution Credit Card, it’s important to manage your spending effectively. Remember that you need to spend a minimum of S$1,000 to qualify for the S$150 cashback offer. To achieve this, you should aim to use your card for all your daily expenses, such as groceries, dining, and entertainment.
One way to keep track of your spending is to regularly check your statement. This will help you keep an eye on your expenses and ensure that you’re on track to meet the minimum spend requirement. You can also use your statement to identify areas where you could cut back on spending to save money.
Another way to maximise your rewards is to take advantage of the 10X rewards points offer. This applies to online and contactless transactions, so be sure to use your card for these types of purchases whenever possible. You can earn up to 10 points per S$1 spent, which can add up quickly and help you earn rewards faster.
Leveraging Promotions and Seasonal Offers
HSBC regularly runs promotions and seasonal offers that can help you earn even more rewards with your Revolution Credit Card. Keep an eye out for these offers and take advantage of them whenever possible.
For example, HSBC may offer bonus points for spending a certain amount during a specific period. You can use this opportunity to make larger purchases, such as booking a holiday or buying a new appliance, to earn more rewards.
Another way to leverage promotions is to take advantage of cashback offers. HSBC may offer cashback on certain categories, such as dining or travel, during a specific period. Be sure to use your card for these types of purchases to earn cashback and save money.
Frequently Asked Questions
What fabulous perks come with the HSBC Revolution Card?
The HSBC Revolution Card comes with a range of fabulous perks that are sure to excite any cardholder. Firstly, you can earn 10X Reward points on online and contactless transactions, which can be redeemed for air miles, cashback, vouchers, and products. Additionally, you can enjoy complimentary travel insurance coverage of up to SGD 1 million for you and your family when you charge the full cost of your air ticket to your HSBC Revolution Credit Card.
How quickly can one receive the HSBC Revolution Card after applying?
The HSBC Revolution Card has a quick and easy application process, and you can expect to receive your card within 7-10 working days after your application has been approved.
Are there any exciting promotions currently associated with the HSBC Revolution Card?
HSBC frequently has exciting promotions associated with the Revolution Card. Currently, you can earn up to 9,000 bonus points (or 4,000 miles) every month and redeem them for various rewards. Be sure to check the HSBC website regularly to stay updated on the latest promotions.
How does the HSBC Revolution rewards catalogue stand out?
The HSBC Revolution rewards catalogue stands out due to its versatility. Cardholders can redeem their Reward points for a range of items, including air miles, cashback, vouchers, and products. The catalogue is updated regularly, ensuring that there is always something new and exciting to redeem your points for.
In what ways can I maximise my miles with the HSBC Revolution Card?
To maximise your miles with the HSBC Revolution Card, you should make use of the 10X Reward points on online and contactless transactions. Additionally, you can earn bonus points through various promotions and by using your card for daily expenses. Be sure to check the HSBC website regularly for the latest promotions and offers.
Is the approval process for the HSBC Revolution Card truly instantaneous?
The approval process for the HSBC Revolution Card is not entirely instantaneous, but it is relatively quick. You can expect to receive an instant decision on your application if you apply online. However, in some cases, additional documentation may be required, which may delay the approval process.
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