If you’re looking for a credit card that offers great rewards, the DBS yuu Visa Card might be the perfect fit for you. This credit card is designed to help you save money on your daily expenses, from groceries to transportation to health and beauty and even entertainment options. With the DBS yuu Visa Card, you can earn rewards points every time you spend, which can be redeemed for cashback, vouchers, or other rewards.
One of the most attractive features of the DBS yuu Visa Card is the yuu Rewards Club. This rewards programme allows you to earn additional rewards points when you spend at participating merchants, including Dairy Farm and BreadTalk Group. You can also earn bonus rewards points when you spend a minimum amount per month, which means you can earn even more rewards for your spending. Plus, as a new cardmember, you can enjoy a cashback bonus when you sign up for the DBS yuu Visa Card.
Overall, the DBS yuu Visa Card is a great choice for anyone who wants to earn rewards for their daily spending. With its attractive rewards programme and cashback bonus for new cardmembers, this credit card is a great way to save money on your daily expenses. Whether you’re looking for a credit card for groceries, transportation, or entertainment, the DBS yuu Visa Card is definitely worth considering.
1 Min Read
Looking for a rewards card that fits your daily spending? The DBS yuu Visa Card might be the key. It earns points on groceries, dining, and more, redeemable for cash back, vouchers, and other rewards.
Key features:
- Earn up to 18% cashback on yuu merchants with a monthly minimum spend.
- Earn 5% cashback or 10x points at yuu merchants with no minimum spend.
- Earn points on other spending categories.
- No annual fee for the first year.
Who is it good for?
- Frequent shoppers at yuu merchants like Dairy Farm and BreadTalk.
- Anyone who wants to earn rewards on everyday spending.
Things to consider:
- The cashback has a monthly cap.
- Points expire so redeem them promptly.
- Consider other cards if you don’t frequently shop at yuu merchants.
Overall, the DBS yuu Visa Card is a good option for those who want to earn rewards on everyday spending, especially at yuu merchants.
Overview of DBS yuu Visa Card
If you’re looking for a credit card that offers generous rewards and points, then the DBS yuu Visa Card may be worth considering. This card is part of the DBS yuu program, which is a coalition loyalty program that allows you to earn yuu points on eligible spending. These points can be redeemed for a variety of rewards, including cashback, vouchers, and more.
The DBS yuu Visa Card offers one of the most generous multi-brand rewards programmes in Singapore, giving you the opportunity to earn up to 30X yuu Points for your daily spending across several categories such as groceries, dining, health and beauty, telco and more. You can also enjoy exclusive offers and discounts with participating merchants.
This credit card comes with a range of benefits, including free travel insurance, contactless payment options, and access to exclusive events. You can also enjoy cashback on your spending, depending on the category. For example, you can earn up to 8% cashback on dining, 3% cashback on online shopping, and 1% cashback on everything else.
The DBS yuu Visa Card is a Visa credit card, which means it is widely accepted both in Singapore and overseas. You can also enjoy Visa-exclusive deals and discounts when you use your card for purchases. With no annual fee, this card is an affordable option for those who want to earn rewards on their spending.
Key Features and Benefits
If you’re looking for a credit card that rewards you for your spending, the DBS yuu Visa Card is a great option. Here are some of the key features and benefits that make this card stand out:
Rewarding yuu Points System
With the DBS yuu Visa Card, you can earn yuu Points for every dollar you spend. You’ll earn 1 yuu Point for every S$1 spent, and an accelerated earn rate at all yuu merchants. Plus, you’ll get a bonus when you hit S$600 total qualified spend monthly. This means you can earn up to 18% cash rebates on your yuu merchant spend.
Exclusive Cashback Offers
In addition to earning yuu Points, you’ll also enjoy exclusive cashback offers. You can earn 5% cash rebates or 10x yuu Points at yuu merchants with no minimum spend and no cap. You’ll also earn an additional bonus of 13% cash rebates or 26x yuu Points on your yuu merchant spend when you hit S$600 total qualified spend in a calendar month. For all other spending, you’ll earn 0.5% cash rebates or 1x yuu Point.
Exciting Deals with yuu Merchants
As a DBS yuu Visa Cardholder, you’ll have access to exciting deals with yuu merchants. You can enjoy discounts, cashback, and other exclusive offers when you shop at participating merchants. This means you can save money on everything from groceries to entertainment.
Bonus Rewards for Daily Spending
With the DBS yuu Visa Card, you can earn bonus rewards for your daily spending. You’ll get free S$10 cash credit, even if you’re an existing DBS/POSB cardholder. You’ll also enjoy additional rebates for Dairy Farm and BreadTalk Group until 31 January 2023. This means you can earn even more rewards for the things you buy every day.
Earning and Redeeming Points
If you are looking for a credit card that offers rewards, then the DBS yuu Visa Card is definitely worth considering. With this card, you can earn yuu Points on your everyday spending, which can be redeemed for a variety of rewards.
Maximising yuu Points Accumulation
To maximise your yuu Points accumulation, you can use your DBS yuu Visa Card to pay for your daily expenses such as groceries, dining, health and beauty, telco, and lifestyle attractions. You can earn up to 30X yuu Points for your daily spending across these categories. Additionally, you can earn 5% cash rebates (10x yuu Points) on yuu merchant spend with no minimum spend and no cap.
Redemption Process and Options
Once you have accumulated enough yuu Points, you can redeem them for a variety of rewards such as shopping vouchers, dining vouchers, travel vouchers, and more. You can redeem your yuu Points through the yuu Rewards Club app, which is available for download on both iOS and Android devices. The app allows you to track your yuu Points balance, browse rewards, and redeem your yuu Points.
No Cap on Rewards
One of the best things about the DBS yuu Visa Card is that there is no cap on rewards. This means that you can earn as many yuu Points as you want and redeem them for as many rewards as you want. So, if you are a big spender, you can rest assured that you will be able to earn and redeem as many yuu Points as you want.
Tip
Did you know that you can maximize your yuu points earnings even further? Consider using your DBS yuu Visa Card for online shopping! Many partner brands offer exclusive online deals and promotions, allowing you to earn yuu points while enjoying the convenience of shopping from home.
Keep an eye out for special offers and discounts available for online purchases at participating outlets. By taking advantage of these opportunities, you can fast-track your rewards and unlock exciting perks sooner than you think!
Participating Brands and Outlets
With the DBS yuu Visa Card, you can earn yuu points at various partner brands and outlets across Singapore. Here’s a quick rundown of some of the participating brands and outlets where you can earn rewards.
Shopping and Groceries at Partner Stores
You can earn yuu points while shopping for groceries at Giant, Cold Storage, and CS Fresh outlets. These stores offer a wide range of products, from fresh produce to household essentials, and are located conveniently across Singapore.
Dining with BreadTalk Group
The BreadTalk Group includes popular dining establishments such as BreadTalk, Toast Box, Food Junction, Food Republic, Butter Bean, and Thye Moh Chan. With the DBS yuu Visa Card, you can earn yuu points while enjoying delicious meals and snacks at these outlets.
Exploring Mandai Wildlife Group
The Mandai Wildlife Group includes some of Singapore’s most popular wildlife attractions, such as Night Safari, River Wonders, Singapore Zoo, and Jurong Bird Park. With the DBS yuu Visa Card, you can earn yuu points while exploring these amazing attractions and learning about the diverse wildlife of Singapore.
Additional Benefits with Singtel
As a DBS yuu Visa Cardholder, you can also enjoy exclusive benefits with Singtel, one of Singapore’s leading telecommunications providers. These benefits include discounts on mobile plans, devices, and accessories at Singtel Exclusive Retailers and Singtelshop!
Cardholder Privileges
As a cardholder of the DBS yuu Visa Card Singapore, you can enjoy a wide range of privileges that make your shopping experience more rewarding. Here are some of the principal and supplementary card benefits that you can enjoy:
Principal Cardholder Advantages
As a principal cardholder, you can enjoy the following privileges:
- 5% cash rebates at over 1,000 participating merchants with no minimum spend and no cap.
- 10x yuu points at participating merchants with no minimum spend and no cap.
- Additional bonus 13% cash rebates when you hit S$600 total qualified spend in a calendar month.
- Earn 0.5% cash rebates on all other spend.
- Access to exclusive deals and promotions at participating merchants.
Supplementary Card Benefits
As a supplementary cardholder, you can enjoy the following benefits:
- Share the same cash rebate and yuu points earning rates as the principal cardholder.
- Consolidated monthly statements for all supplementary cards, making it easier to track expenses.
- Supplementary cards are free of charge.
To be eligible for the DBS yuu Visa Card Singapore, you must be a Singaporean or Permanent Resident aged 21 years and above, and have an annual income of at least S$30,000. The annual fee for the principal card is S$192.60, and the annual fee for each supplementary card is waived.
Eligibility and Fees
If you are interested in applying for the DBS yuu Visa Card, it’s important to understand the eligibility criteria and fee structure. Here’s what you need to know:
Understanding Eligibility Criteria
To be eligible for the DBS yuu Visa Card, you must be a Singapore Citizen, Permanent Resident (PR), or foreigner with a valid Singapore Employment Pass. Additionally, you must be at least 21 years old and earn a minimum annual income of S$30,000 (for Singaporeans and PRs) or S$45,000 (for foreigners).
Transparent Fee Structure
The DBS yuu Visa Card has a transparent fee structure that is easy to understand. You will be charged an annual fee of S$196.20, which is waived for the first year. There are no finance charges if you pay your balance in full each month. However, if you carry a balance, you will be charged a finance charge of 26.8% p.a. on the outstanding balance.
Annual Fee Waiver Details
If you are concerned about the annual fee, there is good news. DBS offers an annual fee waiver for the first year. Additionally, if you spend a minimum of S$12,000 in a year, the annual fee for the following year will be waived. This is a great way to save money and enjoy the benefits of the DBS yuu Visa Card.
Late fees and GST charges may also apply in certain situations. Be sure to read the terms and conditions carefully to avoid any unexpected fees.
Spending and Rewards Analysis
Calculating Monthly Spend and Rebates
To maximize your rewards with the DBS yuu Visa Card, you need to understand how the rebate system works. The card offers up to 18% cashback on eligible spending, with a maximum rebate cap of S$50 per month. To calculate your monthly spend and rebates, you will need to keep track of your spending in the eligible categories.
The DBS yuu Visa Card offers higher rebates for spending at Dairy Farm Group stores and BreadTalk Group outlets. You can also earn yuu points for your spending, which can be redeemed for vouchers and other rewards. Keep in mind that the yuu points have an expiry date, so it’s best to redeem them as soon as possible.
Comparing DBS yuu with Other Cards
When comparing the DBS yuu Visa Card with other credit cards, it’s important to consider the base rate, rebate cap, and redemption options. For example, the HSBC Revolution Card offers a 5% cashback on dining, entertainment, and online purchases, with no minimum spend and no rebate cap. The Passion POSB Debit Card offers up to 6% rebate on dining, groceries, and online shopping, with a maximum rebate cap of S$100 per month.
If you’re looking for a credit card with more flexible redemption options, the American Express True Cashback Card might be a better choice. It offers a flat 1.5% cashback on all eligible spending, with no minimum spend and no rebate cap. You can redeem your cashback as a statement credit or use it to offset your purchases.
Terms and Conditions
If you are considering getting a DBS yuu Visa Card, it is important to understand the terms and conditions of the card. Here are some key points to keep in mind:
Understanding the Fine Print
The DBS yuu Visa Card comes with terms and conditions that you should be aware of. These include exclusions, minimum spend requirements, and other important details. You can find the full terms and conditions of the card here.
One important thing to note is that you can receive S$10 cash credit when you activate your new DBS yuu Card, with no spend required. Cash credit of S$10 will be credited to your DBS yuu Card account by 20 May 2023. Cash credit can only be credited to cardmembers whose card accounts are in good standing with the bank at the point of crediting.
Loyalty Programme Details
The DBS yuu Visa Card comes with a loyalty programme that allows you to earn rewards for your spending. The yuu Rewards Club is a programme that allows you to earn yuu points when you shop at participating merchants. You can then use these points to redeem rewards such as vouchers and discounts.
The DBS yuu Card offers a base cash rebate of 5% (10 yuu points) at participating merchants with no minimum spend required. You’ll earn an additional 13% cash rebate (26 yuu points) when you spend a minimum of S$600 per month, or up to 18% cashback in total (36 yuu points). You can find more details about the yuu Rewards Club and the rewards available here.
Frequently Asked Questions
What exclusive perks can I enjoy with the DBS yuu Card?
With the DBS yuu Visa Card, you can enjoy exclusive perks such as cashback offers, discounts on dining, shopping, and entertainment, and access to the DBS yuu Rewards Club. The Rewards Club allows you to earn points for every dollar spent at participating merchants, which can be redeemed for vouchers and discounts.
How can I maximise my rewards with the DBS yuu Card promotions?
To maximise your rewards with the DBS yuu Card promotions, you can link your card to the DBS yuu Rewards Club and start earning points for your transactions. You can also keep an eye out for exclusive promotions and discounts offered by DBS yuu Card partners, and make use of them to earn more rewards.
What steps should I take to apply for an annual fee waiver on my DBS yuu Card?
To apply for an annual fee waiver on your DBS yuu Card, you can contact DBS customer service or visit a DBS branch. You may be required to meet certain conditions, such as a minimum spend requirement or a certain number of transactions per month, to be eligible for the waiver.
Can you explain the differences between the DBS yuu Card and the Everyday Card?
The DBS yuu Card and the Everyday Card are both credit cards offered by DBS, but they have different features and benefits. The DBS yuu Card offers exclusive rewards and discounts through the DBS yuu Rewards Club, while the Everyday Card offers cashback on everyday expenses such as groceries and transport.
How do I effectively utilise my DBS yuu Card for everyday transactions?
To effectively utilise your DBS yuu Card for everyday transactions, you can make use of the various promotions and discounts offered by DBS yuu Card partners. You can also link your card to the DBS yuu Rewards Club and earn points for every dollar spent, which can be redeemed for vouchers and discounts.
What are the terms and conditions I should be aware of when using the DBS yuu Card?
When using the DBS yuu Card, you should be aware of the terms and conditions related to the card’s rewards, promotions, fees, and interest rates. You should also be aware of the card’s spending limits and payment deadlines, and make sure to pay your bills on time to avoid late fees and interest charges.
Applying for Loans Was Never Simpler
The rising cost of living has increased the demand for personal loans in Singapore. Whether you’re planning a dream vacation, upgrading your electronics, or facing unexpected expenses, a personal loan can bridge the gap.
Quick Credit Pte Ltd, a licensed moneylender in Jurong, offers a streamlined application process. To get started, simply gather the following:
- NRIC/ Work Pass
- Latest 3 months’ payslips
- CPF Contribution Statements (Singaporeans only)
- Proof of address (Foreigners only)
Apply online for the fastest and most convenient experience, call us at 68996188, or visit our office at IMM Building, 2 Jurong East Street 21, #04-01A/B.
Take control of your finances today. Apply for a personal loan with Quick Credit.