If you’re looking for a travel credit card that offers you a range of benefits designed for the avid traveller, then you might want to check out the DBS Altitude American Express Card. This card is one of the best entry-level miles credit cards in Singapore and is packed with even more miles than before. With up to 10 miles per S$1 on your spend, it’s the fastest way to turn your life into Miles for Life.
With the DBS Altitude American Express Card, you can earn miles on your everyday spend and redeem them for flights, hotel stays, and more. You can earn 1.2 miles for every S$1 spent locally and 2 miles for every S$1 spent overseas. Plus, you can earn up to 10 miles per S$1 spent on online flight and hotel bookings with Expedia, Agoda, and Kaligo. What’s more, you can earn 3 miles per S$1 spent on online flight and hotel bookings with DBS Travel Marketplace.
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Looking for a travel credit card with great rewards?
The DBS Altitude American Express Card might be a good fit for you, especially if you’re a frequent traveler in Singapore. Here’s a quick overview:
- Earn up to 10 miles per S$1 on online travel bookings with Expedia, Agoda, and Kaligo.
- Enjoy complimentary travel insurance coverage of up to S$1 million.
- No annual fee for the first year, and waived subsequently with S$25,000 annual spend.
- Minimum income requirement of S$30,000 per year.
Pros:
- Generous rewards program with high earn rates on travel spending.
- Miles never expire, offering flexibility in redemption.
- Wide range of travel perks and benefits.
Cons:
- Annual fee applies after the first year unless you meet the minimum spending requirement.
- Lower base earn rate compared to some other travel cards for non-travel spending.
Overall, the DBS Altitude American Express Card is a good option for frequent travelers in Singapore who want to earn rewards quickly and easily.
Want to learn more? Check out the full article for a detailed breakdown of the card’s features, benefits, and eligibility requirements.
Overview of DBS Altitude American Express Card
If you’re looking for a credit card that rewards you for your travel expenses, the DBS Altitude American Express Card is definitely worth considering. This credit card is packed with features that make it a great choice for frequent travellers in Singapore. Here’s a quick overview of what you can expect from this card.
Key Features
The DBS Altitude American Express Card offers a range of features that make it a great choice for travellers. Here are some of the key features you can expect:
- Earn up to 10 miles per S$1 on your travel expenses, including hotel bookings and flight tickets.
- Get 3 miles per S$1 spent on online food delivery and transportation services.
- Enjoy complimentary travel insurance coverage of up to S$1 million.
- Redeem your miles for flights, hotel bookings, and other travel expenses.
Eligibility Requirements
To be eligible for the DBS Altitude American Express Card, you must meet the following requirements:
- Be a Singaporean citizen or permanent resident.
- Be at least 21 years old.
- Have a minimum annual income of S$30,000 for Singaporeans and permanent residents, or S$45,000 for foreigners.
Annual Fee and Waiver
The annual fee for the DBS Altitude American Express Card is S$192.60 per year. However, the fee is waived for the first year, and subsequently waived for every year that you spend at least S$25,000 on the card.
Earning Miles
If you’re looking for a credit card that allows you to earn miles quickly and easily, the DBS Altitude American Express Card is definitely worth considering. Here’s a quick rundown of how you can earn miles with this card.
Local and Overseas Spend
One of the easiest ways to earn miles is by using your DBS Altitude American Express Card for your everyday purchases. With this card, you can earn up to 1.3 miles per S$1 on local spend, and up to 2.2 miles per S$1 on overseas spend made in foreign currency. This means that you can earn miles even while you’re going about your daily routine.
Bonus Miles Opportunities
In addition to earning miles on your regular spend, the DBS Altitude American Express Card also offers a number of bonus miles opportunities. For example, you can earn up to 6 miles on flight, hotel, and travel packages at Expedia, capped at S$5,000 per calendar month, valid until 31 Mar 2024. You can also earn up to 10 miles per S$1 at selected online travel agencies. Keep an eye out for these bonus miles opportunities to maximize your miles accumulation.
Miles Accumulation and Earn Rates
The DBS Altitude American Express Card allows you to accumulate miles that do not expire, giving you flexibility in redeeming your miles whenever you’re ready. Each DBS Point is worth 2 airline miles, so you can easily convert your DBS Points to miles whenever you want to redeem them. With an earn rate of up to 2.2 miles per S$1 on overseas spend, you can accumulate miles quickly and easily, making it easier to redeem them for your dream vacation or other travel experiences.
Rewards and Benefits
If you are looking for a credit card that offers great rewards and benefits, then the DBS Altitude American Express Card is definitely worth considering. Here are some of the perks you can enjoy:
Travel Perks
The DBS Altitude American Express Card offers a range of travel perks that make travelling more enjoyable and affordable. For example, you can enjoy free lounge visits at over 1,000 airport lounges worldwide with Priority Pass membership. You also get to enjoy exclusive travel deals such as discounts on flights, hotels, and travel packages.
Dining and Shopping Rewards
If you love dining out and shopping, then you will love the rewards offered by the DBS Altitude American Express Card. You can earn up to 10 miles per S$1 spent on selected online flight and hotel transactions with Kaligo and Expedia. You also earn 3 miles per S$1 spent on online food delivery and 1.2 miles per S$1 spent on dining and shopping.
Exclusive Card Promotions
As a DBS Altitude American Express Cardholder, you get to enjoy exclusive promotions and discounts at various merchants. For example, you can enjoy discounts on dining, shopping, and entertainment at selected merchants. You also get to enjoy exclusive deals on travel and lifestyle products and services.
Fees and Charges
When considering a credit card, it is important to take into account the fees and charges that come with it. The DBS Altitude American Express Card has an annual fee of S$192.60, which can be waived for the first year. Subsequent annual fees can be waived with a minimum spend of S$25,000.
Foreign Currency Transactions
If you use your DBS Altitude American Express Card to make transactions in a foreign currency, you will be charged a fee of 2.8% of the transaction amount. This fee is in addition to any other fees or charges that may be levied by the merchant or ATM operator.
Cash Advances and Late Payment
If you need to take out a cash advance using your DBS Altitude American Express Card, you will be charged a fee of 6% of the amount withdrawn or S$15, whichever is greater. In addition, interest will be charged on the amount withdrawn from the date of the transaction until it is fully repaid.
If you make a late payment on your DBS Altitude American Express Card, you will be charged a late payment fee of S$100. In addition, interest will be charged on any outstanding balance from the due date until the amount is fully repaid.
It is important to note that fees and charges are subject to change, so it is important to check the latest terms and conditions before applying for the card. However, the DBS Altitude American Express Card remains a strong choice for those looking to earn rewards on their spending.
Tip
Excited to maximize your rewards with the DBS Altitude American Express Card? Here’s a game-changer: Did you know that you can amplify your points earning potential by keeping an eye out for exclusive promotions and bonus categories?
Stay updated through the DBS website or mobile app for tailored offers like extra points on dining or travel expenses. Remember, every spend counts towards thrilling benefits and experiences, so seize every opportunity to elevate your rewards game!
Redeeming Miles
Once you have accumulated enough miles on your DBS Altitude American Express Card, you can start redeeming them for exciting rewards. Here are some of the ways you can redeem your miles:
Flight and Hotel Bookings
One of the most popular ways to redeem your miles is to book flights and hotels. With your DBS Altitude American Express Card, you have access to a wide range of airlines and hotel partners, including KrisFlyer, Asia Miles, and Qantas Points. You can use your miles to book flights and hotels for yourself, your family, or your friends.
To book a flight or hotel using your miles, simply log in to your account and search for available options. You can choose from a variety of airlines and hotels, and you can even select your preferred seat or room type. Once you have made your selection, you can complete your booking using your miles.
Miles Redemption Options
Aside from flight and hotel bookings, there are many other ways to redeem your miles. For example, you can use your miles to get discounts on car rentals, shopping, dining, and more. You can also convert your miles into cashback or donate them to charity.
To see all the available redemption options, simply log in to your account and browse through the rewards catalogue. You can filter the options by category, brand, or points required. Once you have found an option that you like, you can redeem your miles for it and enjoy your reward.
Comparison with Other Miles Cards
Are you wondering how the DBS Altitude American Express Card stacks up against other miles cards in Singapore? Let’s take a look at some of the top contenders.
DBS Altitude vs. Citi PremierMiles
The Citi PremierMiles Card is a popular choice for those looking to earn miles quickly. With the card, you can earn up to 1.2 miles for every S$1 spent locally and up to 2 miles for every S$1 spent overseas. However, the DBS Altitude American Express Card offers a more attractive earn rate of up to 10 miles for every S$1 spent on flights and hotel bookings through Expedia, and up to 3 miles for every S$1 spent on all other categories. Additionally, the DBS Altitude Card offers a wider range of airline partners such as Qantas, Scoot, and Qatar Airways.
DBS Altitude vs. OCBC 90°N Card
The OCBC 90°N Card is another popular miles card in Singapore. With the card, you can earn up to 1.2 miles for every S$1 spent locally and up to 2.1 miles for every S$1 spent overseas. However, the DBS Altitude American Express Card offers a higher earn rate of up to 3 miles for every S$1 spent on all categories. Additionally, the DBS Altitude Card offers a more flexible redemption process as you can convert your miles to Krisflyer Miles or other airline partners.
DBS Altitude vs. UOB PRVI Miles
The UOB PRVI Miles Card is a well-known miles card in Singapore. With the card, you can earn up to 1.4 miles for every S$1 spent locally and up to 2.4 miles for every S$1 spent overseas. However, the DBS Altitude American Express Card offers a higher earn rate of up to 3 miles for every S$1 spent on all categories. Additionally, the DBS Altitude Card offers a wider range of airline partners such as Qantas, Scoot, and Qatar Airways.
Application Process
If you are excited to apply for the DBS Altitude American Express Card, the process is quick and easy. Here’s what you need to know about the application process.
Required Documents
To apply for the DBS Altitude American Express Card, you will need to provide the following documents:
- A copy of your NRIC (front and back) or passport
- A copy of your Income Tax Notice of Assessment or your latest computerized payslip
- For salaried employees: A copy of your employment letter or latest 3 months’ computerized payslips
- For self-employed individuals: A copy of your Income Tax Notice of Assessment for the last 2 years
Approval Timeline
Once you have submitted your application and all the required documents, the approval process for the DBS Altitude American Express Card takes approximately 7 to 14 business days.
It is important to note that the approval timeline may vary depending on the completeness of your application and the accuracy of the information provided. To ensure a smooth and fast approval process, make sure to provide all the necessary documents and double-check the information before submitting your application.
Income Requirement
To be eligible for the DBS Altitude American Express Card, you must meet the minimum income requirement of SGD 30,000 per annum.
Card Approval
If your application is approved, you will receive your DBS Altitude American Express Card within 7 to 10 business days. Once you receive your card, you can activate it by following the instructions provided with the card.
Cardholder Experiences
Customer Service
When it comes to customer service, DBS Altitude American Express Cardholders have reported positive experiences. The bank has a dedicated customer service team that is available to assist you with any queries or issues you may have. Whether you need help with your account, have questions about the rewards program, or want to report a lost or stolen card, the customer service team is there to help.
User Reviews
According to user reviews, the DBS Altitude American Express Card is a popular choice among young working adults in Singapore who are looking for a credit card that offers great rewards and benefits. Many users have reported that the card’s rewards program is one of the best in the market, with generous earn rates and a wide range of redemption options. The fact that the rewards points never expire is also a big plus.
Cardholders have also reported positive experiences with the card’s mobile app, which makes it easy to keep track of your spending and rewards points. The app allows you to view your account balance, transaction history, and rewards points balance, as well as make payments and redeem rewards.
Frequently Asked Questions
What exclusive perks come with the DBS Altitude Amex Card?
The DBS Altitude American Express Card comes with a host of exclusive perks, including complimentary travel insurance, access to over 1,000 airport lounges worldwide, and 10 miles per dollar spent on online travel bookings. Additionally, cardholders can enjoy exclusive dining, shopping, and entertainment privileges.
How can one qualify for the DBS Altitude Card’s complimentary lounge access?
To qualify for complimentary lounge access, you must be a principal DBS Altitude Visa Signature Cardmember. Each cardmember is entitled to two complimentary lounge visits per 12-month membership period.
Are there any current promotions available for new DBS Altitude Card members?
As of March 2024, there are no active promotions available for new DBS Altitude Card members. However, it’s always a good idea to check the DBS website regularly for updates on promotions and offers.
What’s the annual earnings threshold to be eligible for the DBS Altitude Card?
There is no annual earnings threshold to be eligible for the DBS Altitude Card. However, to qualify for the DBS Altitude American Express Card, you must have an annual income of at least SGD 30,000.
How does the DBS Altitude Amex Card reward travel spending?
The DBS Altitude American Express Card rewards travel spending with 10 miles per dollar spent on online travel bookings. Additionally, cardholders can earn 3 miles per dollar spent on flights and hotel bookings made through Expedia or Kaligo.
Is there a limit to the amount of miles one can earn with the DBS Altitude Card?
There is no limit to the amount of miles one can earn with the DBS Altitude Card. Miles earned never expire, so you can accumulate them over time and redeem them for flights, hotel stays, and other travel-related expenses.
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