How do people get into debt?

Debt is a common problem that many people face nowadays. Have you ever wondered why and how people get into debt? These are the top few reasons: 1. Reduced Income: When people are in their comfort zones and are faced with a sudden reduced income, failure to adjust expectations and spending accordingly will inevitably lead … Read more

Managing Debt

Debt can be a real hassle. Here, we have identified some tips that may help you better manage your debt: 1) Draw up a table that reflects your monthly salary and expenses. This will act as your budget sheet. List everything that is chalked up in your expenses and you will then be able to … Read more